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New York State Halts Construction

On March 18, New York Governor Andrew Cuomo signed Executive Order 202.6 limiting non-essential business. Today, New York State expanded its guidance on Executive Order 202.6 to include construction as a non-essential...more

The Workout Journey: Seven Rules For The Road (Lender’s Perspective)

If the current coronavirus (COVID-19) situation persists, real estate lenders increasingly will be faced with the need to restructure loans in their portfolios. Lenders that held non-performing real estate loans during prior...more

Federal Reserve Board Establishes Stress Capital Buffer For Large Banks

On March 4, 2020, the Board of Governors of the Federal Reserve System (the “Federal Reserve”) approved a final rule amending several of the Federal Reserve’s regulations and policies (and making associated changes to...more

New EB-5 Program Regulations Take Effect

U.S. Citizenship and Immigration Services (USCIS) published a final rule on July 24, 2019, that makes a number of significant changes to its EB-5 Immigrant Investor Program (“EB-5 Program”). These new rules are designed to...more

House Passes Seven-Year TRIA Reauthorization

On Monday, November 18, 2019, the House of Representatives passed, by a widely bipartisan vote of 385–22, H.R. 4634, also known as the “Terrorism Risk Insurance Program Reauthorization Act of 2019.” If enacted, this will...more

Another Turn in the Ongoing Battle Between DFS and the Title Industry

In October 2017, the New York State Department of Financial Services (DFS) announced sweeping new regulationsaimed at curtailing marketing expenses, such as meals and sporting events, that title companies ultimately pass on...more

Lawsuit Challenges New York’s Rent Reform Bill

On Monday, July 15, 2019, a group of industry trade associations and building owners filed a federal lawsuitnaming the City of New York, Rent Guidelines Board (RGB), and a number of state and local officials as defendants,...more

New York Passes Landmark Rent Reform Bill

On Friday afternoon, June 14, 2019, New York Gov. Andrew Cuomo signed into law Senate Bill S6458, also known as the “Housing Stability and Tenant Protection Act of 2019” (the new “Rent Regulations”), after the bill passed the...more

Millions of Customer Financial Records Exposed on First American Website

On Friday May 24, 2019, independent security journalist Brian Krebs revealed that real estate and title insurance giant First American had 885 million sensitive customer financial records, going back to 2003, exposed on its...more

New York State Transfer Tax Changes

New York State has made changes to the State real estate transfer taxes that will apply to conveyances occurring on or after July 1, 2019. The changes generally increase the effective tax rates for certain real estate...more

Changes to Delaware LLCs Necessitate Loan Document Modifications

Lenders risk losing collateral and credit support and other adverse results if provisions in new loan documents restricting merger and sale of assets are not properly drafted following a recent change in Delaware law...more

Appeals Court Reinstates New York Title Industry Marketing Regulations

In February of last year, strict new regulations, promulgated by the New York Department of Financial Services (DFS), went into effect, banning title companies from engaging in a wide range of marketing activities that could...more

Round 2 for the Title Insurance Industry, But the Fight Is Far from Over

In February of this year, strict new regulations, promulgated by the New York Department of Financial Services (DFS), went into effect, banning title companies from engaging in a wide range of marketing activities that could...more

NYS Title Insurance Inducement/Marketing Regulations Go into Effect…for Now

In October 2017, the New York State Department of Financial Services (DFS) announced new regulations designed to enforce a law prohibiting title companies and title agencies from obtaining title insurance business directly...more

New NYS Regulations Seek To Reign In Title Insurance Marketing Practices

The New York State Department of Financial Services (DFS) has announced new regulations aimed at reforming various title insurance industry practices, including practices involving title company and agency marketing...more

TRIA Extension Fails: An Initial Guide to Next Steps

To the surprise of many, Congress failed to extend the Terrorism Risk Insurance Act of 2002 ("TRIA"), which is set to expire at the end of this year. Many hope that TRIA in some form will be re-authorized early in 2015 and,...more

12/19/2014  /  Terrorism Insurance , TRIA
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