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Payday Lender Abandons Suit Challenging Eligibility for Paycheck Protection Program Loan

A payday lender recently filed suit against the Small Business Administration (“SBA”) in the United States District Court for the District of Columbia relating to its Paycheck Protection Program (“PPP”) loan application under...more

Financial Services Committee Proposes Additional Relief Relating To Coronavirus Pandemic

On April 6, 2020, the Chairwoman of the House Financial Services Committee, Maxine Waters, issued a broad memo outlining additional Democratic priorities for any subsequent Coronavirus relief package....more

CFPB Announces Flexibility Regarding Credit Reporting Obligations During COVID-19 Pandemic

On April 1, 2020, the Consumer Financial Protection Bureau (CFPB) issued a Statement on Supervisory and Enforcement Practices Regarding the Fair Credit Reporting Act and Regulation V in Light of the CARES Act (Policy...more

Fifth Circuit Holds that Statute of Limitations Extended by Cross-Collateralization Clause

Under the Mississippi law a deficiency suit must be brought “within one-year from the date of the foreclosure or sale” of the collateral. See Miss. Code Ann. § 15-1-23. The United States Court for the Fifth Circuit has...more

Fifth Circuit Confirms that RESPA Loss Mitigation Requirements Apply Only to Servicers

The Real Estate Settlement Procedures Act (“RESPA”) and Regulation X require that federally related mortgage loan “servicers” comply with certain loss mitigation procedures. See, e.g., 12 U.S.C. § 2605; 12 C.F.R. § 1024.41. ...more

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