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How do you have Earned Wage Access without Wages?

Earned Wage Access (EWA), also called on-demand pay or real-time payroll, is an exciting new employee benefit and payroll technology.  Historically, payroll is run infrequently by employers because it is costly and...more

Unfair and Deceptive Acts and Practices: Tips

If I told you I was going to give you money now and forcibly take it back from you a few days from now, that is a loan. If you paid me a fee for this, you’d probably presume this to be interest on your loan. But what if...more

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