Creditors under English law can take many forms of security, including fixed charges, mortgages and assignments. One of the more unique features of English security is the floating charge. The English legal system...more
Borrowers and lenders negotiating commercial loan agreements should use precise contractual language to avoid having terms implied into their agreements. In MacDonald Hotels Limited & Anr v Bank of Scotland Plc [2025] EWHC 32...more
3/25/2025
/ Appeals ,
Banks ,
Borrowers ,
Commercial Litigation ,
Contract Terms ,
Decision-Making Process ,
Financial Institutions ,
Lenders ,
Loan Agreements ,
Loans ,
UK
The green term sheet accompanies the provisions for green loans previously published at the end of 2024. Environmental, Social and Governance (ESG) principles continue to be a focus for the financial markets. Notably, the...more
1/21/2025
/ Borrowers ,
Capital Markets ,
Environmental Policies ,
Environmental Social & Governance (ESG) ,
Financial Markets ,
Green Finance ,
Greenwashing ,
Loan Market Association ,
Loans ,
Reporting Requirements ,
Sustainability ,
Sustainable Finance ,
UK