Join attorneys Melissa Tula Smith and Rachel Rogers as they dive deep into the complex world of consumer collection law. This informative podcast breaks down key federal regulations like the FDCPA, TCPA, and FCRA, exploring...more
The Supreme Court’s June 2024 decision in Loper Bright Enterprises v. Raimondo overturned Chevron deference and decades of case law guiding debt regulation. Chevron deference, a 40-year-old legal doctrine established by the...more
In the complex landscape of debt collection, the motto “doing collections right” encapsulates a commitment to ethical practices, legal compliance, and balanced advocacy. For Smith Debnam, this principle serves as a...more
An assumed business name is not a business’ legal name but the name it presents to the public or its “D/B/A.” North Carolina maintains a statewide database of assumed business names publicly accessible on the Secretary of...more
Governments and municipalities have recognized that eviction and resulting homelessness is a public health concern, especially in the midst of a global pandemic when crowded homeless shelters pose a critical threat to...more
Established case law tells us that pro se litigants are held to the same standard as represented parties, but that is not always the case in a judge’s eyes and should not always be the case from a practical standpoint. Pro se...more
Apart from a handful of limited exceptions, North Carolina’s civil courts were closed for almost three months in the Spring of 2020 in response to the community spread of COVID-19 across the state. In June, North Carolina’s...more