On December 17, 2024, the Consumer Financial Protection Bureau (CFPB) issued its final rule implementing Section 307 of the 2018 Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) and amending...more
12/20/2024
/ Ad Valorem Tax ,
Clean Energy ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Covered Transactions ,
EGRRCPA ,
Final Rules ,
Financing ,
High-Priced Mortgage Loans (HPML) ,
HOEPA ,
Incentives ,
PACE ,
Property Improvements ,
Regulation Z ,
Residential Property Owners ,
TILA-RESPA Integrated Disclosure Rule (TRID) ,
Truth in Lending Act (TILA)
Yesterday, the Consumer Financial Protection Bureau (CFPB) released an interpretive rule stating that “Buy Now, Pay Later” (BNPL) providers are “card issuers” and “creditors” under the federal Truth in Lending Act (TILA) and...more
After much anticipation, the Consumer Financial Protection Bureau (CFPB) has issued a final rule drastically reducing Regulation Z’s safe harbor fee amount for credit card late fees to $8 for card issuers that do not qualify...more