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Eleventh Circuit Holds that Claims Pre-Date Policy, Sidesteps Rescission Issue

The United States Court of Appeals for the Eleventh Circuit, applying Florida law, has held that an insurer did not need to cover underlying litigation instituted against its insured during the policy period because related...more

Coverage for Shareholder Actions Not Barred by Prior Acts Exclusion

The New York Supreme Court, Appellate Division, has held that a “prior acts” exclusion in a directors and officers policy did not bar coverage for settlements reached by the insured in two related shareholder lawsuits,...more

Breach of Contract Exclusion Bars Coverage for Judgment Rendered in Employment Dispute

The United States District Court for the Eastern District of Louisiana, applying Louisiana law, has held that an insurer does not need to cover a monetary judgment rendered in favor of two former employees of the insured...more

Second Circuit Affirms Ruling That Excess D&O Insurer Is Not Required to Advance Defense Costs

The U.S. Court of Appeals for the Second Circuit, applying New York law, held that a former director is not entitled to injunctive relief requiring an excess D&O insurer to pay his defense costs because the director has not...more

Company’s Misrepresentations Warrant Policy Rescission Under Florida Law

A Florida federal district court has held that an insurer is entitled to rescind a directors and officers (D&O) policy it issued to its insured due to the insured’s misrepresentation of material facts on its application for...more

Ninth Circuit Upholds Broad Interpretation of “Arising out of” in Goods & Products Exclusion

Applying California law, the United States Court of Appeals for the Ninth Circuit has held that a goods and products exclusion in a D&O policy precluded coverage for costs related to complying with government subpoenas...more

Excess “Other Insurance” Provision Does Not Relieve Insurer’s Duty to Defend

The United States District Court for the Central District of California, applying California law, has held that a D&O insurer cannot rely on an excess “other insurance” provision to preclude a duty to defend. TriPacific...more

Court Reads Contract Exclusion Out of Policy Based on Ambiguity Created by Conflicting Endorsements

The United States Court of Appeals for the Eighth Circuit, applying Missouri law, has held that a D&O insurer cannot rely on a contract exclusion to deny coverage for an underlying lawsuit, finding that multiple endorsements...more

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