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Financial Services and Markets Bill - Big Bang 2.0, or more of the same?

On 20 July 2022, just before the UK Parliament’s summer recess, the long awaited Financial Services and Markets Bill (FSM Bill) was introduced to Parliament....more

FCA's power to remove firms not using regulatory permissions, a cancel culture of a different kind

The UK Financial Conduct Authority (FCA) has gained a new power to vary or cancel regulatory permissions held by firms that are not using them, via a faster process. The power reflects the FCA’s intention to become a more...more

UK unveils plans to regulate any service provider deemed to be 'critical' to its financial sector

Operational resilience is a priority for the regulators of financial services in the UK. It is prominent in both the Prudential Regulation Authority’s (PRA) and the Financial Conduct Authority’s (FCA) business plans....more

Russia's invasion of Ukraine and the importance of an operational and cyber risk defence

With rapidly evolving developments regarding Russia and Ukraine, the FCA has reiterated that firms need to be vigilant of operational and cyber resilience....more

Preparing for the new Consumer Duty

The UK Financial Conduct Authority’s (FCA) latest consultation and feedback on the proposed Consumer Duty engages with some of the sticking points as well as providing draft rules and guidance. ...more

FCA and PRA Enforcement Action: Trends from 2021 and Predictions for 2022

As the dust looks like it is starting to settle on the Covid-19 pandemic, the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) have been busy resuming their enforcement agendas. Originally...more

The UK financial services framework of the future – the first proposals for reform

Almost a year after the Brexit transition period ended and the UK government is beginning to refine its thinking on how the financial services framework should evolve in a post-Brexit world in order to ensure it is fit for...more

HM Treasury concludes its Payments Landscape Review

HM Treasury's recent publication concludes the Government's review of he payments landscape. In it, the Government sets out its vision for the UK payments sector identifying four priority areas and actions for itself,...more

The Financial Services Act 2021

The first step in shaping the UK's financial services regime post-Brexit. On 29 April 2021, the Financial Services Act 2021 (the Act) received Royal Assent. It is seen as the UK’s first step in control of the financial...more

The Financial Conduct Authority’s new “Consumer Duty”

On 14 May 2021 the FCA published its first Consultation Paper on a new “Consumer Duty” (CP21/13).1 The new Consumer Duty would... ...more

The importance of lesbian visibility – a conversation with two A&O partners

Elaine Johnston and Nikki Johnstone, discuss the importance of visible role models, coming out and being yourself. Nikki joined A&O’s partnership on 1 May 2021 and was the first openly lesbian partner in London, which Nikki...more

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