The Second Appellate District of the California Court of Appeal recently affirmed a lower court ruling that wildfire debris on an insured’s property did not qualify as “direct physical loss” within the meaning of a homeowners...more
2/17/2025
/ Appeals ,
Breach of Contract ,
Breach of Implied Contract ,
California ,
Contract Terms ,
Covenant of Good Faith and Fair Dealing ,
Homeowners ,
Insurance Claims ,
Insurance Contracts ,
Insurance Litigation ,
Policy Terms ,
Property Damage ,
Summary Judgment ,
Wildfires
In Berardi v. FMI Insurance Co., a panel of New Jersey’s Superior Court, Appellate Decision, affirmed a lower court’s ruling, which ordered a primary home insurer to defend its insured in a dog bite lawsuit, stemming from...more
2/21/2024
/ Bodily Injury ,
Breach of Contract ,
Denial of Insurance Coverage ,
Homeowner's Insurance ,
Insurance Claims ,
Insurance Litigation ,
Lost Wages ,
Medical Expenses ,
New Jersey ,
Pain and Suffering ,
Policy Terms ,
Umbrella Policies
In Parrish v. State Farm Fla. Ins. Co., No. SC21-172 (Fla. 2023), the Supreme Court of Florida settled a conflict between two appellate courts, holding that a public adjuster, including the president of a public adjusting...more
A federal judge recently granted Nationwide’s motion for summary judgment, ruling that it had no duty to defend or indemnify a personal injury law firm and its founder in an underlying lawsuit alleging violations of North...more
In Naabani Twin Stars, LLC v. St. Paul Fire & Marine Insurance Co., the Tenth Circuit Court of Appeals held that St. Paul Fire and Marine Insurance Co. has no duty to cover damage that occurred when a building’s underlying...more
Insurance companies typically incorporate intentional harm exclusions into their homeowners’ insurance policies, which allow them to deny coverage where the insured intentionally causes bodily injury or property damage....more