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Instant Payments Regulation - January 2025

In order to increase the use of instant credit transfers in euros at Union level, the EU legislators have amended Regulation (EU) No 260/2012 establishing technical and business requirements for credit transfers and direct...more

How to protect your customers from payment fraud: recommendations from the Polish regulator

Payment service providers (PSPs) face a constant challenge to ensure the security of transactions carried out by their customers. The PSD2 Directive introduced standard rules and criteria for this purpose, but there is a...more

New draft of Polish markets in crypto-assets act – evolution or revolution in the legislative process?

Although the Regulation of the European Parliament and of the Council (EU) 2023/1114 of 31 May 2023 on crypto-assets markets (the MiCAR) was published in June 2023, the work on laws implementing it in Poland is still in...more

What does the EU AML package mean for business?

The EU has published its AML Package in the Official Journal of the EU. Here we explore the key changes introduced in the package, what they mean for EU member states – and how they will impact businesses...more

Polish Crypto-Assets Act: a move towards tightening the market

Last month the Polish government published a draft act on crypto-assets (the Draft Act) that aims to align the national legal framework with the EU regulation on crypto-assets. The Draft Act transposes the provisions of the...more

Social media and investment recommendations: regulatory challenges and risks

Entities from the capital market sector often rely on social media as a key communication channel. However, they still have to follow the same regulatory requirements for information exchange and customer acquisition as they...more

2024: Regulation gets 'smart'?

In our annual financial services Horizon Scanning webinar, our regulatory team provided an overview of upcoming and expected changes for UK firms. Partners from our UK team considered regulatory updates on the horizon for...more

Wealth management by "family offices" in Poland and the licensing requirements

In recent years, there has been an increased interest in Poland in the services of so-called "family offices", ie private wealth management. Undoubtedly, the demand for such services has grown with the increased affluence...more

Ethical and social challenges posed by AI generative models: Exploring fears and the state of AI regulation in the EU

Artificial Intelligence (AI) generative models (such as GPT3 and GPT4) are powerful tools that can create realistic and diverse content, such as images, text, audio, and video, from data or latent variables. However, as these...more

Covid-19 coronavirus: Polish regulator proposes stabilisation measures to support the banking sector

The Polish Financial Supervision Authority (the PFSA) has announced the so-called SIP (the Supervisory Impulses Package for the security and development of banks) aimed at supporting the banking sector facing the Covid-19...more

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