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Hurricane Ian: Discussing Wind-Water Disputes

Most of the Florida homes in the path of Hurricane Ian lack flood insurance, posing a major challenge to rebuilding efforts, new data show. In the counties whose residents were told to evacuate, just 18.5 percent of homes...more

New DJ Takes Different Tack on Business Interruption Coverage for COVID-19

On Wednesday, March 25, 2020, Thomas Keller Restaurant Group filed a declaratory judgment action against Hartford Fire Insurance Company, in the Superior Court of California, seeking coverage for business income losses on...more

Why the Disconnect Between Perception and Reality for COVID-19 Business Interruption Coverage

"What’s in a name?," the Bard asks in Romeo and Juliet. For some a lot, as focus turns to whether Business Interruption policies will cover the massive financial losses stemming from the coronavirus....more

COVID-19: The Real Operation of New Jersey's Proposed Insurance Legislation

The New Jersey legislature recently introduced a bill designed to compel insurance companies to pay some business interruption claims arising out of the coronavirus. The law’s drafters are aware that, to do so, they are...more

First Coronavirus Coverage Suit Filed For Business Interruption

It wasn’t a question of if, but when. And the wait wasn’t long. Yesterday's suit was filed in a Louisiana state court by a restaurant seeking a declaration of coverage for coronavirus-caused losses under a business...more

ISO Excluded Coronavirus Coverage 15 Years Ago

The coronavirus is contagious. The same can be said of articles, penned by coverage lawyers, addressing the potential availability of insurance for losses tied to the pandemic. We've lost track of how many we've seen....more

New Jersey Legislature Considering Bill To Force Insurers To Pay COVID-19 Business Interruption Claims Expressly Excluded By ISO’s...

As economic losses from the COVID-19 pandemic continue to mount, there has been much discussion about the potential availability of insurance, especially under Business Interruption policies. In 2006, ISO adopted a mandatory...more

CGL Coverage and Coronavirus: Is Causing Exposure an “Occurrence”?

There is only one thing that can be said for sure about the extent of consequences — human and economic — of the new coronavirus outbreak. Nobody knows. But, as things stand now, minor, and even moderate, have left the...more

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