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IRS Regulations Clarify 403(b) Plans' Obligations to Part-Time Employees

On Oct. 3, 2024, the Internal Revenue Service released important guidance on the obligations of 403(b) plan sponsors to their part-time employees. Under recently passed legislation that is effective Jan. 1, 2025, a long-term,...more

IRS Issues Helpful Guidance on the SECURE Act Retirement Plan Changes

The SECURE Act (Setting Every Community Up for Retirement Enhancement Act), signed into law on December 20, 2019, included several significant changes relating to qualified retirement plans. Our previous Information Memo...more

DOL Finalizes New Electronic Disclosure Safe Harbor

On May 27, 2020, the United States Department of Labor (DOL) published a Final Rule that establishes an alternative “safe harbor” method by which retirement plan administrators can provide participant disclosures and notices...more

401(k) Hardship Distributions Likely to Take on Increased Importance During the COVID-19 Pandemic

In light of the COVID-19 pandemic and the resulting economic uncertainty, 401(k) plan sponsors can expect to see a significant increase in employee requests to withdraw funds from their plan accounts....more

Legal Risks Associated With a Retirement Plan's "Missing Participants"

Administrators of qualified retirement plans have always had to deal with the problem of “missing participants” – that is, terminated vested participants for whom the administrator does not have a current mailing address or...more

Universities Are Targets of Lawsuits over Retirement Plan Fees

Three lawsuits filed in early August suggest that plaintiffs’ law firms, representing employees of colleges and universities, are looking at higher education retirement plans as potential targets for lawsuits seeking millions...more

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