As of January 13, Southern California’s ongoing wildfires have reportedly destroyed more than 12,000 structures. Insured loss estimates exceed $25 billion, and the strong Santa Ana winds fanning the blazes are expected to...more
1/14/2025
/ California ,
Commercial General Liability Policies ,
Denial of Insurance Coverage ,
Documentation ,
Homeowners ,
Insurance Claims ,
Insurance Industry ,
Policy Terms ,
Property Damage ,
Risk Management ,
Wildfires
Courts don’t look kindly upon insurance company shell games. In Preferred Contractors Ins. Co. v. Baker & Son Construction, the Washington Supreme Court slapped down an insurer’s attempt to manipulate the type of general...more
By statute, California law holds that willful misconduct—where an insured intends to cause someone harm—is not insurable as a matter of public policy. For years, insurance companies have sought to expand this prohibition to...more
6/6/2018
/ CA Supreme Court ,
Commercial General Liability Policies ,
Corporate Counsel ,
Denial of Insurance Coverage ,
Employer Liability Issues ,
Hiring & Firing ,
Insurance Industry ,
Insurance Litigation ,
Negligent Hiring ,
Negligent Supervision ,
Policy Exclusions ,
Willful Misconduct
In This Issue:
- Federal Housing Finance Agency Proposes New Rules on Lender-Placed Insurance
- J.P. Morgan Decision Curtails the Phantom “Restitution Defense” to D&O Coverage
- Bad-Faith Claims...more
9/26/2013
/ Additional Insured ,
Bad Faith ,
Business Interruption ,
Commercial General Liability Policies ,
D&O Insurance ,
Faulty Workmanship ,
FHFA ,
Hurricane Sandy ,
Insurance Industry ,
ISOs ,
JPMorgan Chase ,
Lender-Placed Insurance ,
Natural Disasters ,
Occurrence ,
Professional Liability ,
Restitution