Robert Yusko

Robert Yusko

Perkins Coie

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Consumer Financial Protection Bureau Issues Two Final Rules Changing General QM Standard and Creating Seasoned QM Standard

The Consumer Financial Protection Bureau (CFPB) released two final rules amending the General Qualified Mortgage loan definition in Regulation Z and creating a new “Seasoned QM” loan category in Regulation Z. The General QM...more

1/12/2021  /  Compliance , Consumer Financial Protection Bureau (CFPB) , Fannie Mae , Federal Register , Final Rules , Freddie Mac , Qualified Mortgage Rule , Regulation Z

The CFPB Proposes to Create a New Category of Seasoned Qualified Mortgages

The Consumer Financial Protection Bureau (CFPB) recently issued a proposed rule to create a new category of Seasoned Qualified Mortgages (QMs). The proposal seeks to “encourage safe and responsible innovation in the mortgage...more

11/2/2020  /  Ability-to-Repay , Consumer Financial Protection Bureau (CFPB) , Creditors , Dodd-Frank , Good Faith , Proposed Rules , Qualified Mortgage Rule , Regulation Z , Safe Harbors , Truth in Lending Act (TILA)
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