Ronald Vaske

Ballard Spahr LLP

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New CFPB credit card report finds large bank issuers are charging higher interest rates than smaller issuers

In a new data spotlight issued last week, the Consumer Financial Protection Bureau (“CFPB”) found that interest rates charged on credit cards issued by large banks are higher than interest rates charged on credit cards issued...more

2/20/2024 / Banks , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Credit Cards , Financial Regulatory Reform , Financial Services Industry , Interest Rates , Late Fees , Proposed Rules , Regulatory Agenda

CFPB credit card late fees proposal published in Federal Register

Nearly two months after it was issued on February 1, the CFPB’s proposal to make significant changes to the Regulation Z rules for credit card late fees was published in today’s Federal Register. The changes include a...more

3/29/2023 / American Bankers Association , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Credit Cards , Financial Regulatory Reform , Financial Services Industry , Late Fees , Proposed Rules , Regulation Z , Regulatory Agenda

CFPB proposes significant changes to credit card late fee rules, including reduction in late fee safe harbor amounts and...

We suspected something was afoot when December 2022 came and went without the CFPB announcing its annual inflation adjustments to the credit card late fee safe harbor amounts set forth in Regulation Z (which implements the...more

2/3/2023 / CARD Act , Comment Period , Consumer Financial Protection Bureau (CFPB) , Credit Cards , Late Fees , Regulation Z

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