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CFPB’s Circular 2024-05: Overdraft Services and Their Place in Regulation E’s Opt-In Regime

The Consumer Financial Protection Bureau (CFPB) recently issued Circular 2024-05 (Circular). The CFPB considered whether financial institutions could violate the law by charging fees for providing overdraft services without...more

Credit Union Trade Organization Advocates for NCUA to Assume More Authority

This week the trade organization representing credit unions, the Credit Union National Association (CUNA), urged the director of the Consumer Financial Protection Bureau (CFPB) to delegate examination and enforcement...more

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