Ross Speier

Ross Speier

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CFPB Shifts Course on Buy Now, Pay Later: Interpretive Rule Revoked, Legal Challenge Implications

The Consumer Financial Protection Bureau (CFPB) recently announced a significant change in its approach to the burgeoning "buy now, pay later" (BNPL) market. The Bureau has announced plans to revoke its May 2024 interpretive...more

4/3/2025  /  Buy Now Pay Later (BNPL) , Consumer Financial Protection Bureau (CFPB) , Consumer Protection Laws , Financial Services Industry , FinTech , Regulation Z , Regulatory Reform , Regulatory Requirements , Rulemaking Process , Truth in Lending Act (TILA)

New York’s FAIR Business Practices Act: State Regulators Begin Expansion of Consumer Protection Authority

On March 13, 2025, New York State took a significant step towards bolstering its consumer and small business protections with the introduction of the Fostering Affordability and Integrity Through Reasonable (FAIR) Business...more

3/28/2025  /  Class Action , Consumer Protection Laws , Debt Collectors , Lenders , New York , Proposed Legislation , Small Business , State Attorneys General , UDAAP , Unfair or Deceptive Trade Practices
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