Ross Speier

Kilpatrick

+ Follow Contact

Latest Posts › Regulatory Reform

Share:

CFPB Credit Card Late Fee Rule Vacated by Banking Trade Group Lawsuit

The CFPB's 2024 final rule on credit card late fees has been vacated as a result of the lawsuit filed by several banking industry trade groups challenging the rule’s validity....more

5/6/2025 / Banking Sector , Consumer Financial Protection Bureau (CFPB) , Credit Cards , Final Rules , Judicial Authority , Late Fees , Regulatory Reform , Regulatory Requirements , Settlement , Vacated

CFPB Signals Significant Changes to Small Business Lending Rule: New Section 1071 Rulemaking Forthcoming

The Consumer Financial Protection Bureau (CFPB or Bureau) recently announced that it plans to revisit – and potentially revise – its controversial small business data collection rule implementing Section 1071 of the...more

4/14/2025 / Biden Administration , Consumer Financial Protection Bureau (CFPB) , Dodd-Frank , Final Rules , Proposed Rules , Regulatory Reform , Rulemaking Process , Section 1071 , Small Business Loans , Trump Administration

CFPB Shifts Course on Buy Now, Pay Later: Interpretive Rule Revoked, Legal Challenge Implications

The Consumer Financial Protection Bureau (CFPB) recently announced a significant change in its approach to the burgeoning "buy now, pay later" (BNPL) market. The Bureau has announced plans to revoke its May 2024 interpretive...more

4/3/2025 / Buy Now Pay Later (BNPL) , Consumer Financial Protection Bureau (CFPB) , Consumer Protection Laws , Financial Services Industry , FinTech , Regulation Z , Regulatory Reform , Regulatory Requirements , Rulemaking Process , Truth in Lending Act (TILA)

3 Results

View per page

Page: of 1