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FCA and PRA DI Proposals - Balancing data protection considerations against D&I reporting duties

The latest post in our blog series looking at the UK Financial Conduct Authority and Prudential Regulation Authority proposals to improve diversity and inclusion (D&I) in the financial services industry focusses on data...more

D&I in FS: Data protection and D&I reporting

The UK Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) are consulting on proposals to introduce a new financial services regulatory framework on diversity and inclusion (D&I) in the financial...more

Setting D&I targets: what the UK regulators expect from financial services firms

The UK financial services’ regulators have introduced new proposals on setting diversity and inclusion (D&I) targets by firms. These proposals aim to address underrepresentation of particular demographics within firms and the...more

What the UK regulators’ proposals mean for D&I strategies in financial services firms

The UK financial services regulators’ latest proposals for improving diversity and inclusion (D&I) include detailed proposals in respect of in-scope firms’ D&I strategies. The proposals, if implemented, would represent a...more

FCA and PRA consultation on D&I in financial services: which firms are captured and how

The extent to which firms are captured by the UK Financial Conduct Authority (FCA) and Prudential Regulation Authority’s (PRA) proposals to implement a new regime for diversity and inclusion (D&I) in financial services...more

A new regulatory framework for D&I in financial services: overarching themes and trends

The UK financial regulators’ proposals for creating a new regulatory framework for diversity and inclusion (D&I) in financial services are wide-ranging and detailed but have at their heart a few consistent themes. ...more

New blog series: deep dive into the FCA and PRA proposals for D&I in financial services

The UK financial services regulators are setting out to move the dial when it comes to diversity and inclusion (D&I) in the financial services sector. D&I strategies, targets and disclosures are all included in their new...more

The results are in: Our top 10 enforcement insights from the FCA’s Annual Report for 2022/23

Last week, the FCA published its Annual Report for 2022/23, which included the usual FCA annual enforcement performance data. Below we have selected 10 key points from the Annual Report that are interesting from an...more

Whistleblowing: UK FCA announces plans to avoid being the listener of last resort

The UK Financial Conduct Authority (FCA) has announced plans to keep whistleblowers better informed about the way in which information provided to the FCA is being used and, in particular, the FCA’s rationale for taking or...more

Ten FCA and PRA enforcement predictions for 2023 – Part 2

This pair of posts focuses on ten less-obvious enforcement predictions that we think will shape the UK financial services investigations and enforcement landscape during 2023 and beyond. Originally published in on...more

Ten FCA and PRA enforcement predictions for 2023 – Part 1

This pair of posts focuses on ten less-obvious enforcement predictions that we think will shape the UK financial services investigations and enforcement landscape during 2023 and beyond. Originally published in Practical...more

The FCA’s latest thinking on sustainability – where will UK regulation go next?

The Financial Conduct Authority (FCA) has published a Discussion Paper (DP) (DP23/1) titled “Finance for positive sustainable change: governance, incentives and competence in regulated firms”, which explores a number of key...more

FCA takes enforcement action against broker for market abuse identification and reporting failures – behind the headlines

Although, the FCA’s press release announcing its enforcement action against Sigma Broking Limited (Sigma) refers to “market abuse reporting failures”, some of the most interesting points in this case do not relate to the...more

Enforcement risks: UK FCA’s proposed anti-greenwashing rule and Sustainability Disclosure Requirements

The UK's Financial Conduct Authority (the FCA) has proposed new rules to tackle greenwashing, which is a “core regulatory priority” for the FCA. We consider here the key enforcement and litigation risks arising from the...more

The UK Senior Managers and Certification Regime: Back to the drawing board?

Only months away from its seventh anniversary, HM Treasury announced on Friday as part of its sweeping “Edinburgh Reforms” that it intends to commission a review of the Senior Managers and Certification Regime (SMCR)....more

The FCA’s proposed anti-greenwashing and sustainable disclosure requirements: what does “sustainable” mean?

At COP26 last year, the Chief Executive of the Financial Conduct Authority (FCA) warned the financial services industry that it was time to “walk the walk”, and emphasised that greenwashing would not be tolerated in the...more

Enforcement risks for firms unauthorised communication applications

With remote and hybrid working arrangements now the norm for many firms in the wake of the pandemic, risks of misconduct have become heightened by the increased use of unmonitored and/or encrypted communication applications...more

Consumer Duty - What does it mean for wholesale firms?

The FCA published its final rules on the Consumer Duty in a Policy Statement on 27 July 2022 (PS22/9) and firms now have until 31 July 2023 to fully implement such rules for new and existing products or services and until 31...more

Consumer Duty – what does it mean for third-country firms?

The FCA published its final rules on the Consumer Duty in a Policy Statement on 27 July 2022 (PS22/9) and firms now have until 31 July 2023 to fully implement such rules for new and existing products or services and until 31...more

New FCA Consumer Duty - What firms need to know

The FCA has finalised its new proposed consumer duty regime for UK firms, with a start date of July 2023 (subject to transitional provisions). The first milestone in terms of a relevant firm’s implementation project is 31...more

The FCA Consumer Duty: How we can help

How A&O Consulting can help you meet the challenge of the wider ranging set of requirements and regulatory expectations for the Consumer Duty....more

The FCA Annual Report for 2021/22: Enforcement highlights

With over 50 references to enforcement activity in the FCA’s latest Annual Report, there is no shortage of enforcement messages and statistics for us to analyse....more

What the FCA’s Business Plan and Strategy really means: a brave new world

The UK Financial Conduct Authority’s (FCA) shift towards consumer protection is intensifying. At the same time, it is gearing up to become a more assertive regulator, intervening more frequently, following the example of its...more

What the FCA’s Business Plan and Strategy really means: financial crime

Financial crime has been a key area of focus for the UK Financial Conduct Authority (FCA) for a number of years, attracting some of the highest financial penalties, and this looks set to continue. With improvements to FCA...more

What the FCA’s Business Plan and Strategy really means: collection and use of data

The requirement for firms to collect and report quality data has never been more important, with the UK Financial Conduct Authority’s (FCA) outcome driven strategy looking to rely on firm data to realise its plans. In this...more

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