The Southern California wildfire crisis struck just when the Department of Insurance’s “Sustainable Insurance Strategy” was set to go into effect. Only days prior to the fires breaking out, the DOI announced the final step in...more
Our hearts are with all of the fire victims in this devastating time. This advice is not new, but it bears re-circulating due to the current crisis: Maximizing Homeowner Insurance Coverage Benefits After a Fire....more
1/15/2025
/ Department of Insurance ,
Documentation ,
Fire Insurance ,
Homeowners ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Insurance Regulations ,
Policy Terms ,
Property Damage ,
Property Insurance ,
Property Owners ,
Risk Management
Two phrases combined in a single exclusion—“alleging, arising out of, based upon or attributable to any violation of any law…” and “as respects… unfair trade practices” could inspire carriers to make trouble for policyholders...more
2/3/2021
/ Admissible Evidence ,
Class Action ,
Consumer Protection Laws ,
D&O Insurance ,
Denial of Insurance Coverage ,
False Advertising ,
Insurance Claims ,
Insurance Litigation ,
Policy Exclusions ,
Unfair Competition Law (UCL) ,
Unfair or Deceptive Trade Practices
Insurers often claim “economic damages” are not covered under a standard commercial general liability (CGL) policy. The Fourth District Court of Appeal’s decision in Thee Sombrero, Inc. v. Scottsdale Ins. Co., 28 Cal. App....more
4/26/2019
/ Appeals ,
Calculation of Damages ,
Commercial General Liability Policies ,
Commercial Property Owners ,
Conditional Use Permit ,
Default Judgment ,
Diminution in Value ,
Economic Damages ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Loss of Use ,
Negligence ,
Nightclubs ,
Property Damage ,
Reversal ,
Revocation ,
Security Guards ,
Shootings ,
Tangible Property
A 6th Circuit case decided earlier this year demonstrates how positions taken by insureds in prior litigation can impact or foreclose coverage in subsequent disputes with insurers. See K.V.G. Properties, Inc. v. Westfield...more
12/14/2018
/ Appeals ,
DEA ,
Denial of Insurance Coverage ,
Eviction ,
Insurance Claims ,
Landlords ,
Marijuana Cultivation ,
Policy Exclusions ,
Property Damage ,
Reaffirmation ,
Search Warrant ,
Subsequent Litigation ,
Summary Judgment ,
Tenants ,
Third-Party Criminal Acts