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New Budget and Stimulus Package Includes Changes to Paycheck Protection Program

On Dec. 27, 2020, President Trump signed the Consolidated Appropriations Act, 2021, an omnibus stimulus and budget act that includes the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (HHSB Act). The...more

End of the Road: Federal Reserve Issues Guidance for Winding Down Main Street Lending Program

The Main Street Lending Program (MSLP) is scheduled to terminate on Dec. 31, 2020. The Federal Reserve recently issued additional guidance in anticipation of winding down the program....more

PPP Forgiveness Summary (Updated)

The CARES Act established the Paycheck Protection Program as a business loan program under the Small Business Act to provide liquidity to eligible businesses impacted by the coronavirus pandemic. A key feature of the program...more

Amendments to CARES Act Paycheck Protection Program

On May 28, 2020, the House of Representatives passed H.R. 7010, which effects a number of amendments to the CARES Act impacting the Paycheck Protection Program (PPP) term and forgiveness provisions. Late on June 3, 2020, the...more

CARES Act PPP Enforcement Escalates — A Toolkit for Common Production Requests

Many government entities have already begun review and enforcement actions related to the Coronavirus Aid, Relief, and Economic Security (CARES) Act Paycheck Protection Program (PPP) loans. The Small Business Administration...more

PPP Forgiveness Summary

The CARES Act established the Paycheck Protection Program as a business loan program under the Small Business Act to provide liquidity to eligible businesses impacted by the coronavirus pandemic. A key feature of the program...more

CARES Act PPP Loan Enforcement Targets Five Companies; Safe Harbor Date Approaches

On May 8, 2020, the U.S. House Select Subcommittee on the Coronavirus Crisis wrote letters to five companies calling on them to return Paycheck Protection Program loans or produce supporting documentation by May 15. The press...more

Update: Funding Circle Approved To Issue Paycheck Protection Program Loan

With the help of McGuireWoods, Funding Circle, the leading online small business loan platform in the United States, joins fintech companies Intuit, PayPal, and Square, to participate in the U.S. Small Business...more

Payroll Protection Loans Eligibility: Maximum Employee Requirement and Affiliation Rules

The Paycheck Protection Program established under the CARES Act provides eligible businesses — including for-profit business concerns, 501(c)(3) nonprofits, 5019(c)(19) veterans organizations and Tribal concerns (collectively...more

COVID-19 Paycheck Protection Loans for Businesses

McGuireWoods is monitoring the evolving availability of government-sponsored emergency loan programs for U.S. businesses during the COVID-19 pandemic, including federal programs available from the U.S. Small Business...more

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