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Regulatory Focus on Non-Financial Misconduct: Where are we headed in 2025?

The FCA’s focus, in the six years since #MeToo began, upon tackling ‘non-financial misconduct’ (broadly, poor interpersonal behaviour) in the financial services sector has sometimes been said to be a bit odd and/or not the...more

Mandatory Reimbursement for App Fraud: What Payment Service Providers Need to Consider Ahead of Implementation

The controversial new requirement for all in-scope Payment Service Providers (“PSPs”) to reimburse victims of Authorised Push Payment (“APP”) fraud are due to be introduced from 7 October 2024. This is a significant change...more

Social Action - How will the financial regulator influence the Online Safety Act?

Social media raises a novel set of risks and challenges to effective financial services regulation, particularly in the field of consumer protection and market integrity. Specifically, regulators have expressed concerns...more

Financial Promotions Gateway Goes Live - Are You Caught?

The much-promised financial promotions gateway has now become law. The UK financial promotions regime is undergoing a large amount of change at the moment, which we discussed previously....more

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