As industries across the board adopt artificial intelligence (AI), insurers have likewise recognized its potential to enhance efficiency in claims administration. Yet with this opportunity comes tension: consumers expect both...more
8/25/2025
/ Algorithms ,
Artificial Intelligence ,
Automation Systems ,
Bad Faith ,
Disclosure Requirements ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
NAIC ,
Regulatory Requirements ,
Risk Management ,
Unfair Claims Settlement Practices Act ,
Unfair or Deceptive Trade Practices
In Universal Property & Casualty Insurance Co. v. Naze, No. 4D2024-0098 (Fla. 4th DCA June 4, 2025), the Fourth District Court of Appeal reversed a jury verdict in favor of the insured, holding that the trial court improperly...more
7/8/2025
/ Appeals ,
Appellate Courts ,
Bad Faith ,
Breach of Contract ,
Denial of Insurance Coverage ,
Evidence ,
Florida ,
Insurance Claims ,
Insurance Litigation ,
Jury Trial ,
Policy Exclusions ,
Policy Terms ,
Reversal
The 2023 amendments to Florida Statute § 624.155, enacted through HB 837, significantly reshaped the landscape of bad faith litigation in Florida. Among the most consequential changes were the additions of two key...more
In the recent decision Universal Property & Casualty Insurance Co. v. Qureshi, the Florida Fourth District Court of Appeal held that homeowners cannot recover replacement cost benefits unless they have incurred expenses for...more
10/17/2024
/ Breach of Contract ,
Denial of Insurance Coverage ,
Florida ,
Homeowners ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
Policy Limits ,
Policy Terms ,
Property Insurance ,
Water Damage
In a recent decision by the U.S. District Court for the Middle District of Florida, Wood v. GeoVera Specialty Insurance Company (2024 WL 3952571), the court affirmed that unambiguous policy limits remain enforceable even when...more
In Carrico v. Stillwater Ins. Co., 23-CV-349-RAJ, 2024 WL 308106 (W.D. Wash. Jan. 26, 2024), the Western District of Washington considered competing motions for partial summary judgment in a property damage case involving a...more
On July 20, 2022, Florida’s Third District Court of Appeal reversed and remanded a trial court’s decision compelling the parties to proceed with appraisal and staying litigation until that appraisal was completed. Florida’s...more