As industries across the board adopt artificial intelligence (AI), insurers have likewise recognized its potential to enhance efficiency in claims administration. Yet with this opportunity comes tension: consumers expect both...more
8/25/2025
/ Algorithms ,
Artificial Intelligence ,
Automation Systems ,
Bad Faith ,
Disclosure Requirements ,
Insurance Claims ,
Insurance Industry ,
Insurance Litigation ,
NAIC ,
Regulatory Requirements ,
Risk Management ,
Unfair Claims Settlement Practices Act ,
Unfair or Deceptive Trade Practices
In Universal Property & Casualty Insurance Co. v. Naze, No. 4D2024-0098 (Fla. 4th DCA June 4, 2025), the Fourth District Court of Appeal reversed a jury verdict in favor of the insured, holding that the trial court improperly...more
7/8/2025
/ Appeals ,
Appellate Courts ,
Bad Faith ,
Breach of Contract ,
Denial of Insurance Coverage ,
Evidence ,
Florida ,
Insurance Claims ,
Insurance Litigation ,
Jury Trial ,
Policy Exclusions ,
Policy Terms ,
Reversal
The 2023 amendments to Florida Statute § 624.155, enacted through HB 837, significantly reshaped the landscape of bad faith litigation in Florida. Among the most consequential changes were the additions of two key...more