If we could use only one word to describe the future of the Consumer Financial Protection Bureau, I think most of us would agree on the word "uncertain." However, one thing seems certain to occur as we wait to see what will...more
4/3/2025
/ Banking Sector ,
Bankruptcy Code ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Enforcement Actions ,
Financial Institutions ,
Financial Services Industry ,
Lenders ,
Loan Servicer ,
State and Local Government ,
State Attorneys General ,
Unfair or Deceptive Trade Practices
If you are reading this article, you are likely aware that a creditor collecting its own debts in its own name is not a "debt collector" under the federal Fair Debt Collection Practices Act ("FDCPA") or its implementing rule,...more
7/26/2024
/ Article III ,
Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Creditors ,
Debt Collection ,
Debt Collectors ,
Electronic Communications ,
Email ,
FDCPA ,
Federal Trade Commission (FTC) ,
Fees ,
Financial Services Industry ,
Loan Servicer ,
Regulation F ,
Risk Management ,
Spokeo v Robins ,
Standing ,
State Attorneys General ,
Text Messages ,
TransUnion ,
UDAAP