Varun Bhatnagar

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Interpretable Algorithms as a Potential Solution to CFPB’s Guidance on AI-driven Credit Denials

​​​​​​​In September 2023, the Consumer Financial Protection Bureau (CFPB) issued guidance on the use of artificial intelligence in issuing credit denials, a prevalent practice among lenders. The CFPB explained that when...more

3/29/2024  /  Algorithms , Analytics , Artificial Intelligence , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Consumer Lenders , Credit Cards , ECOA , New Guidance
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