Virginia Montgomery

Hogan Lovells

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Appointed Representatives: UK government outlines two ‘targeted’ proposals for reforming the current regulatory framework

Reform of the appointed representatives (ARs) regime has been on the cards for some time, with an HM Treasury (HMT) call for evidence having been published as far back as December 2021. HMT has now published a policy...more

8/13/2025 / Consumer Protection Laws , Final Rules , Financial Conduct Authority (FCA) , Financial Services Industry , HM Treasury , New Guidance , Proposed Rules , Regulatory Oversight , Regulatory Reform , Regulatory Requirements

UK payment services: final rules limiting rights for PSPs to exit customer relationships laid before Parliament

While recent announcements have focussed on the government’s growth agenda, HM Treasury (HMT) has also now pressed ahead with publishing final draft regulations limiting the rights for banks and other payment service...more

5/7/2025 / Banks , Contract Termination , Final Rules , Financial Conduct Authority (FCA) , HM Treasury , New Regulations , Payment Systems , Proposed Amendments , Regulatory Requirements , UK

UK access to cash: FCA publishes final rules

Following measures introduced under the Financial Services and Markets Act (FSMA) 2023, the Financial Conduct Authority (FCA) has published a policy statement (PS24/8) setting out the final rules for its new access to cash...more

8/1/2024 / Final Rules , Financial Conduct Authority (FCA) , HM Treasury , UK

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