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Banking and finance regulatory news, June 2020

COVID-19: PRA Dear CEO letter on treatment of payment deferrals under IFRS 9 and CRR - On 4 June 2020, the UK Prudential Regulation Authority (PRA) published a Dear CEO letter on International Financial Reporting Standard...more

Banking and finance regulatory news, April 2020

COVID-19: PRA letter to credit unions and direction modifying minimum provisioning requirements - On 8 April 2020, the Prudential Regulation Authority (PRA) published a letter to directors, staff members and volunteers of...more

Financial institutions general regulatory news, April 2020

FCA 2020/21 business plan - The Financial Conduct Authority (FCA) has published its 2020/21 business plan setting out its business priorities for the year ahead. The FCA's immediate focus is to address the challenges...more

Consumer finance regulatory news, April 2020

COVID-19: FCA FS20/3 confirms temporary financial relief for consumer credit customers - The Financial Conduct Authority (FCA) has published its final rules and guidance, FS20/3, confirming a package of targeted temporary...more

Funds and asset management regulatory news, April 2020

COVID-19: FCA expectations for funds - On 9 April 2020, the Financial Conduct Authority (FCA) published a webpage setting out its expectations regarding funds in light of COVID-19. The FCA acknowledges the significant...more

Payments regulatory news, April 2020

Funding no-blame APP scams: PSR considers options - The Payment Systems Regulator (PSR) has published slides and speaker notes of Chris Hemsley, PSR Managing Director, for a call on authorised push payment (APP) scams,...more

Insurance regulatory news, April 2020

COVID-19: PRA statement on decision by insurance companies to pause dividends - On 8 April 2020, the Prudential Regulation Authority (PRA) published a statement welcoming the prudent decision of some insurance firms to...more

FCA's new Business Plan prioritises areas of most potential harm amid COVID-19 challenges

In its 2020/21 Business Plan, the FCA states its aim to move towards a regulatory approach that's increasingly focused on end outcomes for consumers, markets and firms. The Business Plan reflects this approach, honing in on...more

Payments regulatory news, April 2020 #2

COVID-19: FCA update on strong customer authentication under PSRs 2017 - On 31 March 2020, the FCA updated its webpage on strong customer authentication (SCA) under the Payment Services Regulations 2017. ...more

Consumer finance regulatory news, April 2020 #2

COVID-19: FCA consumer credit temporary relief measures - On 2 April 2020, the UK Financial Conduct Authority (FCA) launched consultations on a range of targeted temporary relief proposals to help credit card, store card,...more

Financial crime regulatory news, April 2020

COVID-19: EBA statement on actions to mitigate financial crime risks - On 31 March 2020, the European Banking Authority (EBA) published a statement on actions to mitigate financial crime risks in light of COVID-19....more

Financial institutions general regulatory news, April 2020 #2

COVID-19: PRA and FCA statement on SMCR expectations of dual-regulated firms - On 3 April 2020, the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) published a joint statement on their...more

Banking and finance regulatory news, April 2020 #2

Recent regulatory developments of interest to financial institutions. COVID-19: EBA and PRA approach to regulatory reporting and Pillar 3 disclosures - On 2 April 2020, the PRA published a statement on amendments made to...more

Insurance regulatory news, April 2020 #2

COVID-19: PRA Dear CEO letter to UK insurers about distribution of profits - On 31 March 2020, the Prudential Regulation Authority (PRA) published a Dear CEO letter from Sam Woods, Bank of England (BoE) Deputy Governor...more

Insurance regulatory news, March 2020 #2

COVID-19: PRA statement on regulatory reporting amendments - On 23 March 2020, the Prudential Regulation Authority (PRA) published a statement on COVID-19 regulatory reporting amendments for UK insurers. The PRA outlines...more

Consumer finance regulatory news, March 2020 #2

On 25 March 2020, the UK Financial Conduct Authority (FCA) updated its webpage, Mortgages and coronavirus: our guidance for firms. The webpage sets out guidance for mortgage lenders and administrators, and home purchase...more

Securities and markets regulatory news, March 2020 #3

A draft version of the Over the Counter Derivatives, Central Counterparties and Trade Repositories (Amendment etc and Transitional Provision) (EU Exit) Regulations 2020 has been published, together with an explanatory...more

Banking and finance regulatory news, March 2020 #3

COVID-19 and bank lending: letter from HM Treasury, BoE and FCA - On 25 March 2020, HM Treasury published a joint letter, from the Chancellor, the Governor of the Bank of England (BoE) and the Chief Executive Officer (CEO)...more

Payments regulatory news, March 2020 #3

COVID-19: UK Finance increases spending limit for contactless card payments - On 24 March 2020, UK Finance has announced that, from 1 April 2020, it is increasing the spending limit for contactless card payments from £30...more

Financial institutions general regulatory news, March 2020 #3

COVID-19: PRA Dear CEO letter on IFRS 9, capital requirements and loan covenants - On 26 March 2020, the Prudential Regulation Authority (PRA) published a Dear CEO letter giving guidance on consistent and robust...more

Insurance regulatory news, March 2020

COVID-19: FCA expectations for general insurance firms - The FCA has published a webpage setting out its expectations of general insurance firms in the light of COVID-19. The FCA expects firms to consider very carefully the...more

Securities and markets regulatory news, March 2020 #2

COVID-19: FCA Primary Market Bulletin No 27 - The FCA has published its latest Primary Market Bulletin, focused on COVID-19. Matters covered include: Ongoing disclosure under the Market Abuse Regulation (MAR) - The FCA...more

Financial institutions general regulatory news, March 2020 #2

COVID-19: BoE and PRA measures - The Bank of England (BoE) and Prudential Regulation Authority (PRA) have announced a number of measures aimed at alleviating operational burdens on PRA-regulated firms and BoE-regulated...more

Payments regulatory news, March 2020 #2

Card-acquiring market review: PSR update on timings - The Payment Systems Regulatory (PSR) has published an update on when it intends to publish its interim report on the card-acquiring market review. The PSR is planning to...more

Banking and finance regulatory news, March 2020

Recent regulatory developments of interest to financial institutions. CRR: PRA PS5/20 on pre-issuance notification requirements - Following its earlier consultation paper, CP20/19, the Prudential Regulation Authority...more

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