Balch’s Consumer Finance Compass: How Standing Can Make or Break Certification for Class Action Lawsuits in Debt Collection

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In our Consumer Finance Compass series, Balch’s Jason Tompkins offers a preview of his upcoming presentation for the Association of Credit & Collection Professionals (ACA) Convention 2025, titled “Class Action Lawsuits in Debt Collection: Lessons & Prevention.”

Jason explores how standing can determine whether a class action advances past certification and explains the growing divide among courts on this pivotal issue. Using recent case law, including Lezark v. IC Systems, Jason illustrates how See more +

In our Consumer Finance Compass series, Balch’s Jason Tompkins offers a preview of his upcoming presentation for the Association of Credit & Collection Professionals (ACA) Convention 2025, titled “Class Action Lawsuits in Debt Collection: Lessons & Prevention.”

Jason explores how standing can determine whether a class action advances past certification and explains the growing divide among courts on this pivotal issue. Using recent case law, including Lezark v. IC Systems, Jason illustrates how standing challenges can reshape litigation strategy from the outset.

This episode dives into how standing arguments can be used strategically to limit or defeat class certification—potentially reducing litigation exposure, controlling settlement leverage, and protecting companies’ bottom line.

Balch & Bingham has unparalleled experience navigating the complex regulatory sphere that is consumer finance. Reach out to Jason or any member of our Consumer Finance Compliance & Defense Practice to discuss the evolving regulatory landscape and its impact on your business.

Consumer Finance Compass:

Hosted by Balch & Bingham’s Jason Tompkins, Consumer Finance Compass is a video series navigating the latest issues in the complex regulatory sphere that is consumer finance. Jason is a partner in the firm’s Birmingham office and a member of the Consumer Finance Compliance & Defense Practice.

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