Part I: Assessing the Risk to a Retailer from a Credit Card Data Breach -
Debit and credit cards are now the primary form of retail payment. One source estimates that 60% of all retail transactions involve a payment card – far usurping cash or checks as the preferred method of payment. Most retailers do not realize, however, that by accepting credit cards they expose themselves to the risk of a data security breach and significant potential costs and legal liabilities. This whitepaper explains the key risks that a retailer faces following a data security breach of their payment card systems as well as the potential for addressing some of those risks through the purchase of cyber-insurance.
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