The European Banking Authority has published three single rulebook Q&As relating to Commission Delegated Regulation (EU) 2018/389 supplementing the revised Payment Services Directive 2 (Directive 2015/2366/EU), specifying regulatory technical standards on strong customer authentication (SCA) and secure communication. The Q&As cover: (i) whether payment initiation service providers can access payment status information without encountering obstacles (2024_7261); (ii) the manner in which corporate clients of account servicing payment service providers can use proxy matrices to invoke the services of third party providers (2024_7265); and (iii) whether an application programming interface key can constitute a knowledge element of SCA (2024_7286).
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