On August 5, the FDIC released its list of state nonmember banks evaluated for CRA compliance, covering ratings assigned in May 2025. The FDIC released the ratings of 69 institutions, with 63 receiving a satisfactory rating, four receiving an outstanding rating, and two receiving a needing improvement rating.
Similarly, on August 1, the OCC published CRA performance evaluations for 15 national banks, federal savings associations, and insured federal branches of foreign banks, covering the period from July 1 through July 31. Of these, six institutions received an “Outstanding” rating and nine received a “Satisfactory” rating. The OCC did not rate any of the institutions as “Needs to Improve” or “Substantial Non-Compliance.”
The CRA was enacted in 1977 and requires the OCC and FDIC to encourage financial institutions to help meet the credit needs of all members of a community, including low- and moderate-income neighborhoods.
[View source.]
