There’s a lesson I’ve learned from life, law, and a few thousand hours of 401(k) consulting: Time is undefeated. It catches up with people, ideas, firms, and reputations. I’ve watched good advisors lose their way, and overlooked plan sponsors end up in the crosshairs of DOL audits or class actions—often because someone in our industry decided to prioritize short-term gain over longterm purpose. It’s why I wrote my new book, Full Circle. Not just as a memoir, but as a wake-up call—to remind the retirement plan industry what this work is really about, why it matters, and how we’ve drifted so far from our original mission.
Please see full publication below for more information.