Let’s be honest: the Solo 401(k) is one of the great marketing wins of the retirement plan industry. It sounds easy. It sounds empowering. It sounds like freedom—no employees, no complex administration, no fuss. But let me tell…
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/ Finance & Banking, Labor & Employment Law, Taxation
Fifteen years into running my own practice, I can say without hesitation—it was the right decision. Going out on my own as an ERISA attorney allowed me to focus on what truly matters: delivering value to clients, not inflating…
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/ Finance & Banking, Labor & Employment Law
Without fail, every single day—like clockwork—I get a handful of emails trying to pry their way into my digital life. Sometimes it’s an alleged Amazon receipt I never made, sometimes a fake Dropbox notice, and sometimes it’s a…
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/ Finance & Banking, Labor & Employment Law, Privacy
Vestwell made headlines today by announcing a new partnership with Amazon’s Delivery Service Partner (DSP) program to offer Pooled Employer Plans (PEPs) to delivery associates. Sounds impressive, right? Let’s slow down. I’ve…
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/ Finance & Banking, Labor & Employment Law
I n the world of corporate mergers and acquisitions, attention is lavished on financial statements, contracts, intellectual property, real estate, and executive compensation. Armies of lawyers and accountants pore over every…
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/ Finance & Banking, Labor & Employment Law, Mergers & Acquisitions
Look, I love a good soap opera. I grew up on Dallas, and I still sneak in The Bold and the Beautiful when I can. There’s something about the betrayal, the big reveals, and the constant twists that makes it compelling. But you…
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/ Finance & Banking, Labor & Employment Law
A massive new study by Abernathy-Daley covering nearly 58,000 corporate 401(k) plans delivered a simple—but startling—message: virtually every plan suffers from overpriced, underperforming funds. In fact, 99% of plans have at…
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/ Finance & Banking, Labor & Employment Law
Vanguard’s latest report makes a blunt point: allowing collective investment trusts (CITs) in 403(b) plans could save the median plan participant about 0.08% to 0.09% annually compared to mutual fund fees—translating into…
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/ Finance & Banking, Labor & Employment Law, Nonprofit Law, Securities Law, Taxation
Another week, another Adams v. Goliath story in the world of ERISA litigation—and this time, Goliath is Cigna. The company is now facing its second lawsuit in as many months over how it handled forfeitures in its $13 billion…
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/ Finance & Banking, Labor & Employment Law
Let me be honest: most fiduciary training out there is about as exciting as watching paint dry in a compliance office. It’s often a checkbox exercise—generic, outdated, and completely divorced from the real-world problems that…
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/ Finance & Banking, Labor & Employment Law
There’s a hard truth in life, and I learned it the long, slow, and silent way: if you don’t speak up for yourself, you’ll be passed over, stepped on, and probably volunteered to clean up after someone else’s kugel spill…
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/ Law Practice Products & Services
They always say that it’s hard to say goodbye, I never had that issue as a former employee. I was never sentimental to former employers, but other former employees may think differently. As a 401(k) plan sponsor, you certainly…
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/ Finance & Banking, Labor & Employment Law
As someone who has spent two decades guiding retirement plan sponsors, fixing broken fiduciary processes, and protecting plan participants from ill-conceived ideas, I’ve seen many trends come and go in the 401(k) space. Some are…
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/ Finance & Banking, Labor & Employment Law
The just-released 25th Edition of the 401k Averages Book confirms what many of us on the fiduciary side have known—and preached—for years: fees continue to fall, but not evenly. While this is welcome news, it’s also a wake-up…
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/ Consumer Protection, Finance & Banking
Here’s that in Ary Rosenbaum’s voice — clear, direct, with a personal anecdote to drive the point home:
I’ve talked a lot about institutional share classes, revenue sharing, and the alphabet soup of fund share classes…
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/ Finance & Banking, Labor & Employment Law
