Author Info for MoFo Reenforcement

Tiffany Cheung

Financial Services Report – Winter 2017

EDITOR’S NOTE - The holidays came early for the financial services industry. First, the Senate voted to repeal the CFPB’s rule banning class waivers in arbitration agreements in consumer financial contracts. Then, Richard… more

Arbitration, Biometric Information Privacy Act, BSA/AML, Consumer Financial Protection Bureau (CFPB), Debt

See all updates »

Sarah Nicole Davis

Take Two: State AGs Target The FDIC’s Final Rule Reaffirming Valid-When-Made Doctrine

Last week, the state attorneys general of seven states and the District of Columbia filed suit against the Federal Deposit Insurance Corporation (FDIC) challenging the FDIC’s final rule reaffirming the valid-when-made doctrine… more

Attorney General, Dodd-Frank, FDIC, Madden v Midland Funding, OCC

See all updates »

Meghan Dwyer

Senate Passes Financial Regulatory Reform Bill

On March 14, 2018, the U.S. Senate passed S. 2155, the “Economic Growth, Regulatory Relief, and Consumer Protection Act.” If enacted into law, S. 2155 would provide modest regulatory relief to regional and community banks, among… more

Banking Sector, Financial CHOICE Act, Financial Regulatory Reform, Volcker Rule

See all updates »

Henry Fields

Senate Passes Financial Regulatory Reform Bill

On March 14, 2018, the U.S. Senate passed S. 2155, the “Economic Growth, Regulatory Relief, and Consumer Protection Act.” If enacted into law, S. 2155 would provide modest regulatory relief to regional and community banks, among… more

Banking Sector, Financial CHOICE Act, Financial Regulatory Reform, Volcker Rule

See all updates »

David Fioccola

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Rick Fischer

CFPB Initiates Fourth Review of the Consumer Credit Card Market

On January 31, 2019, the Consumer Financial Protection Bureau (CFPB or Bureau) published a Request for Information (2019 RFI) regarding the consumer credit card market. In accordance with Section 502(a) of the Credit Card… more

Banking Sector, CARD Act, Consumer Financial Protection Bureau (CFPB), Credit Cards, Financial Services Industry

See all updates »

Adam Fleisher

Financial Services Report – Spring 2018

The 2018 Winter Olympics are over. We watched two 17-year-olds win gold medals in sports that didn’t exist when we were 17. The Garlic Girls, with nicknames from their favorite breakfasts, and the U.S. men’s team won medals in… more

Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Cryptocurrency, Cybersecurity

See all updates »

Natalie Fleming Nolen

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Calvin Dennis Funk

California Enacts a First-of-Its-Kind Commercial Financing Disclosure Law

On September 30, 2018, California Governor Jerry Brown signed into law SB 1235 (the Act), which requires disclosures of key terms in connection with certain commercial financing by non-banks and could impact bank/non-bank… more

Department of Business Oversight, Disclosure Requirements, Financial Institutions, Governor Brown

See all updates »

Marc-Alain Galeazzi

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Susan Gault-Brown

Financial Services Report – Spring 2018

The 2018 Winter Olympics are over. We watched two 17-year-olds win gold medals in sports that didn’t exist when we were 17. The Garlic Girls, with nicknames from their favorite breakfasts, and the U.S. men’s team won medals in… more

Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Cryptocurrency, Cybersecurity

See all updates »

Peter J. Green

The Long Long Game: The EU Financial Regulatory Agenda Into 2016 and Beyond

2016 will mark the eighth anniversary of the collapse of Lehman Brothers and the raft of regulatory reforms introduced in the aftermath of that event and the wider financial crisis will continue to be implemented during the year… more

Alternative Investment Fund Managers Directive (AIFMD), Bank Recovery and Resolution Directive (BRRD), Banking Reform, Benchmarks, Capital Markets Union

See all updates »

Julian Hammar

Financial Services Report – Winter 2017

EDITOR’S NOTE - The holidays came early for the financial services industry. First, the Senate voted to repeal the CFPB’s rule banning class waivers in arbitration agreements in consumer financial contracts. Then, Richard… more

Arbitration, Biometric Information Privacy Act, BSA/AML, Consumer Financial Protection Bureau (CFPB), Debt

See all updates »

Adam Hunt

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Ashley Hutto-Schultz

FHFA Announces Home Modification Program

On April 14, 2016, the Federal Housing Finance Agency (“FHFA”) announced the launch of a principal reduction program for first-lien mortgages that are owned or guaranteed by Fannie Mae and Freddie Mac. According to the… more

Borrowers, Fannie Mae, FHFA, Foreclosure, Freddie Mac

See all updates »

Oliver I. Ireland

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Jeremy Jennings-Mares

The Long Long Game: The EU Financial Regulatory Agenda Into 2016 and Beyond

2016 will mark the eighth anniversary of the collapse of Lehman Brothers and the raft of regulatory reforms introduced in the aftermath of that event and the wider financial crisis will continue to be implemented during the year… more

Alternative Investment Fund Managers Directive (AIFMD), Bank Recovery and Resolution Directive (BRRD), Banking Reform, Benchmarks, Capital Markets Union

See all updates »

Crystal Kaldjob

CFPB and New York Attorney General Announce Settlement with Retailer for Violations of TILA and CFPA

On January 16, 2019, the Consumer Financial Protection Bureau (CFPB) and the New York Attorney General announced a settlement with a retailer for alleged violations of the Consumer Financial Protection Act of 2010 (CFPA) and the… more

Attorney General, Consumer Financial Protection Act (CFPA), Consumer Financial Protection Bureau (CFPB), Credit Cards, Retailers

See all updates »

Jessica Kaufman

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Steven Kaufmann

Financial Services Report – Spring 2018

The 2018 Winter Olympics are over. We watched two 17-year-olds win gold medals in sports that didn’t exist when we were 17. The Garlic Girls, with nicknames from their favorite breakfasts, and the U.S. men’s team won medals in… more

Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Cryptocurrency, Cybersecurity

See all updates »

Angela Kleine

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Isabelle Lee

The Long Long Game: The EU Financial Regulatory Agenda Into 2016 and Beyond

2016 will mark the eighth anniversary of the collapse of Lehman Brothers and the raft of regulatory reforms introduced in the aftermath of that event and the wider financial crisis will continue to be implemented during the year… more

Alternative Investment Fund Managers Directive (AIFMD), Bank Recovery and Resolution Directive (BRRD), Banking Reform, Benchmarks, Capital Markets Union

See all updates »

Lewis Gavin Lee

The Long Long Game: The EU Financial Regulatory Agenda Into 2016 and Beyond

2016 will mark the eighth anniversary of the collapse of Lehman Brothers and the raft of regulatory reforms introduced in the aftermath of that event and the wider financial crisis will continue to be implemented during the year… more

Alternative Investment Fund Managers Directive (AIFMD), Bank Recovery and Resolution Directive (BRRD), Banking Reform, Benchmarks, Capital Markets Union

See all updates »

Jiang Liu

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Jeremy Mandell

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

James McGuire

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Barbara Mendelson

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Elyse Moyer

The CFPB Catches Up to the FAST Act: Implements GLBA Annual Notice Exception

On August 17, 2018, the Bureau of Consumer Financial Protection (CFPB) published a final rule amending its Regulation P to include an exception to the Gramm-Leach-Bliley Act (GLBA) annual privacy notice obligation. Nearly three… more

Consumer Financial Protection Bureau (CFPB), Fixing America’s Surface Transportation Act (FAST Act), GLBA Privacy

See all updates »

Thomas J. Noto

New Fair Housing Rule

HUD today announced a new Fair Housing Act rule to “affirmatively further[] fair housing.” The Fair Housing Act, passed in 1968, directs HUD to promote fair housing and equal opportunity, including addressing segregated housing… more

Fair Housing Act (FHA), HUD

See all updates »

Julie O'Neill

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Ben Patterson

The “Payback Playbook”: CFPB Calls for Comments on Student Loan Communication Initiative

On April 28, 2016, the CFPB released its “Payback Playbook” initiative proposal, which concerns loan servicers laying out student loan repayment options in communications with borrowers in order to “reduce defaults, improve… more

Consumer Financial Protection Bureau (CFPB), Loan Servicer, Student Loans

See all updates »

Obrea O. Poindexter

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Michael Raines

TILA-RESPA Integrated Disclosure Rule Updates and Additional

On September 8, 2014, the CFPB issued an updated Small-Entity Compliance Guide to the new TILA-RESPA integrated disclosure rule. This updates the original guide issued in April 2014 to provide additional resources on the rule… more

Consumer Financial Protection Bureau (CFPB), Disclosure Requirements, Market Participants, RESPA, Truth in Lending Act (TILA)

See all updates »

Joseph Rodriguez

CFPB Brings Long-Anticipated First Redlining Enforcement Action – New Approach to Redlining Analysis is put into Action

On September 24, 2015, the CFPB and DOJ announced a joint action against Hudson City Savings Bank for allegedly discriminatory redlining practices from 2009 through 2013 in certain neighborhoods in New York, New Jersey,… more

Banking Sector, Civil Monetary Penalty, Community Reinvestment Act, Compliance, Consumer Financial Protection Bureau (CFPB)

See all updates »

Sean Ruff

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Kathleen Ryan

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Trevor Salter

California Enacts a First-of-Its-Kind Commercial Financing Disclosure Law

On September 30, 2018, California Governor Jerry Brown signed into law SB 1235 (the Act), which requires disclosures of key terms in connection with certain commercial financing by non-banks and could impact bank/non-bank… more

Department of Business Oversight, Disclosure Requirements, Financial Institutions, Governor Brown

See all updates »

Mark Sobin

Senate Passes Financial Regulatory Reform Bill

On March 14, 2018, the U.S. Senate passed S. 2155, the “Economic Growth, Regulatory Relief, and Consumer Protection Act.” If enacted into law, S. 2155 would provide modest regulatory relief to regional and community banks, among… more

Banking Sector, Financial CHOICE Act, Financial Regulatory Reform, Volcker Rule

See all updates »

Jennifer Talbert

CFPB and New York Attorney General Announce Settlement with Retailer for Violations of TILA and CFPA

On January 16, 2019, the Consumer Financial Protection Bureau (CFPB) and the New York Attorney General announced a settlement with a retailer for alleged violations of the Consumer Financial Protection Act of 2010 (CFPA) and the… more

Attorney General, Consumer Financial Protection Act (CFPA), Consumer Financial Protection Bureau (CFPB), Credit Cards, Retailers

See all updates »

Nathan Taylor

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Nancy Thomas

Take Two: State AGs Target The FDIC’s Final Rule Reaffirming Valid-When-Made Doctrine

Last week, the state attorneys general of seven states and the District of Columbia filed suit against the Federal Deposit Insurance Corporation (FDIC) challenging the FDIC’s final rule reaffirming the valid-when-made doctrine… more

Attorney General, Dodd-Frank, FDIC, Madden v Midland Funding, OCC

See all updates »

Alex van der Wolk

Financial Services Report – Spring 2019

EDITOR’S NOTE - In the words of Willie Wonka: “Wait a minute — strike that, reverse it!” As loyal readers will recall, in our last issue, we tried to stay current in referring to the CFPB by what Mick Mulvaney declared would… more

Appeals, Arbitration, BSA/AML, Consumer Financial Protection Bureau (CFPB), Fair Lending

See all updates »

Lauren Lynn Wroblewski

CFPB Again Reports on Reports

Just last week we posted about the CFPB’s report on consumers without credit reports or with limited credit histories. This week, the CFPB has turned its attention to consumers with reports — specialty consumer reports… more

Consumer Financial Protection Bureau (CFPB), Consumer Reporting Agencies, Consumer Reports, Information Reports

See all updates »

Joanna Zdanys

CFPB’s Message to Employment Background Screening Providers: A Rose by Any Other Middle Name is Probably the Wrong Person

On October 29, the CFPB took action against two of the country’s largest employment background screening report providers for violations of the FCRA. This is one of the CFPB’s most significant FCRA actions to date, following a… more

Adverse Action, Audits, Background Checks, Civil Monetary Penalty, Consent Order

See all updates »

MoFo Reenforcement

"My best business intelligence, in one easy email…"

"My best business intelligence,
in one easy email…"