Dean Stockford and Len Suzio welcome Lori Sommerfield of Troutman Pepper Locke LLP to discuss President Trump’s Executive Order 14281, which limits federal use of the disparate impact theory in fair lending enforcement,…
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/ Administrative Law, Civil Rights, Constitutional Law, Elections & Politics, Finance & Banking
Regulatory Compliance has been an ever-evolving process for decades. But at least the changes have been mostly steady and slow. But during the last 15 years the pace of regulatory change has not only accelerated, but it’s also…
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/ Administrative Law, Civil Rights, Finance & Banking
There’s a very big inconsistency in the Community Reinvestment Act. The current CRA rule was passed in 1995 and requires every FDIC insured bank to meet the credit needs of the communities they serve. All “covered” banks are…
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/ Administrative Law, Finance & Banking
Join top CRA experts Dr. Ken Thomas, Len Suzio and Dean Stockford for a wide ranging discussion on the Community Reinvestment Act…
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/ Business Organizations, Elections & Politics, Finance & Banking
The Trump Administration officially has announced it intends to emphasize “deregulation” with a focus of eliminating 10 regulations for every new regulation. Eliminating regulations is one thing, but enforcement is another…
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/ Administrative Law, Civil Rights, Finance & Banking
This episode explores key compliance challenges banks will face in 2025, highlighting regulatory expectations, technological advancements, and strategies for staying ahead…
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/ Finance & Banking, Privacy, Science, Computers, & Technology, Securities Law
Bank regulators have announced their intention to repeal the 2023 CRA Rule. But it would be a mistake to stop there. For more than a decade there’s been a clamoring to “modernize” the CRA regulations. If the Administration…
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/ Administrative Law, Elections & Politics, Finance & Banking
On June 18, 2025, the CFPB published its 2025 Section 1071 Interim Final Rule. Lenders covered by the 2024 Section 1071 Interim Final Rule should know what the 2025 Rule is changing, how it affects them and what they can and…
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/ Administrative Law, Business Organizations, Commercial Law & Contracts, Finance & Banking, Consumer Protection
Ever since the 1995 CRA rule was published bank regulators have mandated certain “community” and “market” benchmarks as the basis for rating bank performance under the CRA regulations. Most of that data is in the public domain…
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/ Administrative Law, Antitrust & Trade Regulation, Commercial Law & Contracts, Finance & Banking
The podcast discusses how the 2023 CRA rule's numerical benchmarks remain valuable for bankers despite the rule's likely repeal…
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/ Administrative Law, Business Organizations, Civil Rights, Finance & Banking, Consumer Protection
Dean and Len highlight why strong, proactive compliance management is crucial for financial institutions facing regulatory change and emerging risks…
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/ Finance & Banking
Now that the Trump Administration has announced its intention to repeal the 2023 CRA rule many bankers are way too eager to move on and forget about the soon-to-be-repealed rule. It was unbelievably complex, confusing and…
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/ Administrative Law, Consumer Protection, Finance & Banking
Banks play a pivotal role in the economic wellbeing of our nation and local communities. Banks do this by being “financial intermediaries” facilitating the flow of funds between savers and borrowers. This obligation is so…
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/ Finance & Banking, Privacy, Real Estate - Residential
President Trump signed Executive Order 14281, “Restoring Equality of Opportunity and Meritocracy on April 23, 2025”. The EO proclaims a policy goal of eliminating “the use of disparate-impact liability in all contexts to the…
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/ Administrative Law, Civil Rights, Finance & Banking
In Podcast 95, Len and Dean argue that the 2023 CRA rule is flawed and confusing, urging its repeal and calling for reforms that truly support community development…
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/ Finance & Banking
