Appeals, Consumer Lenders, Class Action

Not All Third Parties Are Created Equal

Hudson Cook, LLP on 7/1/2025

Motor vehicle purchase and finance transactions are rarely simple, even if they're routine from the perspective of the businesses involved. The typical motor vehicle retail installment transaction features the buyer, the...more

No Harm, No Foul: Statutory Violations and Consumer Harm

Hudson Cook, LLP on 5/2/2025

"No harm, no foul" is a common saying. As it turns out, that saying is sometimes true in law. An important prerequisite for a lawsuit in federal court is that the plaintiff have standing to sue....more

Consumer Lending Laws May Be A Trap For Even The Wary

Rosenberg Martin Greenberg LLP on 10/26/2020

It is no surprise to anyone involved in consumer lending that laws designed to protect consumers from inception of the loan relationship through collection of the loan following default vary greatly from state to state and...more

Consumer Law Hinsights – April 2020

Hinshaw & Culbertson - Consumer Financial... on 4/26/2020

Welcome to Consumer Law Hinsights?a monthly compilation of nationwide consumer protection cases of interest to financial services and accounts receivable management companies. This edition highlights our interactive COVID-19...more

Third Circuit Finds Class Members’ Cash Advance Agreements May Fall Short of a True Assignment

Carlton Fields on 5/22/2019

On April 26, 2019, the Third Circuit Court of Appeals reversed in part and affirmed in part a district court order purporting to void cash advance agreements entered into by and between class members and litigation funding...more

CFPB files amicus brief in Fifth Circuit TILA case

Ballard Spahr LLP on 4/23/2015

The CFPB has filed an amicus brief in Billings v. Propel Financial Services, LLC, a case on appeal to the U.S. Court of Appeals for the Fifth Circuit. The issue in the case is whether a private lender extends“consumer credit”...more