News & Analysis as of

Bank of England Federal Deposit Insurance Corporation

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Daily Financial Regulation Update -- Monday March 31, 2025

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March 28, 2025 - The Federal Deposit Insurance Corporation (FDIC) issued a Financial Institution Letter that provides new guidance for FDIC-supervised institutions engaging or seeking to engage in crypto-related activities...more

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Daily Financial Regulation Update -- Friday March 21, 2025

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March 20, 2025 - The Office of the Comptroller of the Currency announced that it will no longer examine national banks and federal savings associations for “reputation risk” and is purging references to “reputation risk”...more

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Daily Financial Regulation Update -- Tuesday March 4, 2025

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March 3, 2025 - The Treasury Department will not enforce any penalties or fines associated with the beneficial ownership information reporting rule under the existing regulatory deadlines, and will not enforce any penalties...more

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Daily Financial Regulation Update -- Monday February 24, 2025

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February 21, 2025 - United States Senator Elizabeth Warren (D-Mass.), ranking member of the Senate Banking, Housing and Urban Affairs Committee, released a statement on the FDIC inspector general’s response to her questions...more

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Daily Financial Regulation Update -- Monday February 10, 2025

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February 7, 2025 - The U.S. Department of the Treasury announced the appointment of Rodney E. Hood as Acting Comptroller of the Currency, effective February 10, 2025. The Acting Comptroller also will be a director on the...more

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Daily Financial Regulation Update -- Friday February 7, 2025

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February 6, 2025- Federal Reserve Board Vice Chair Philip N. Jefferson gave a speech entitled, “Do Non-inflationary Economic Expansions Promote Shared Prosperity? Evidence from the U.S. Labor Market,” at Swarthmore...more

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Daily Financial Regulation Update -- Thursday February 6, 2025

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February 5, 2025 - The Federal Reserve Board released the hypothetical scenarios for its annual stress test, which helps ensure that large banks can lend to households and businesses even in a severe recession....more

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Daily Financial Regulation Update -- Wednesday January 22, 2025

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January 21, 2025 - Federal Deposit Insurance Corporation Acting Chair Travis Hill issued a statement on the FDIC’s priorities in the coming weeks and months....more

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Daily Financial Regulation Update -- Wednesday January 15, 2025

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January 14, 2025- Federal Deposit Insurance Corporation Chair Martin Gruenberg gave a speech entitled “Three Financial Crises and Lessons for the Future,” at the Brookings Institution....more

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Daily Financial Regulation Update -- Monday January 13, 2025

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January 10, 2025 - The Consumer Financial Protection Bureau announced that it is seeking public input on strengthening privacy protections and preventing harmful surveillance in digital payments, particularly those offered...more

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Daily Financial Regulation Update -- Friday December 20

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December 19, 2024- The U.S. Department of the Treasury released a report following the issuance of its 2024 Request for Information on the Uses, Opportunities, and Risks of Artificial Intelligence in Financial Services,...more

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Daily Financial Regulation Update -- Friday December 13

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December 12, 2024- The Consumer Financial Protection Bureau issued a final rule addressing overdrafts, applicable to banks and credit unions with more than $10 billion in assets. The rule was promptly challenged by...more

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Daily Financial Regulation Update -- Thursday December 12

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December 11, 2024- The U.S. Senate Committee on Banking, Housing, and Urban Affairs held a hearing entitled “Protecting Workers’ Money and Fighting for the Dignity of Work.”...more

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Daily Financial Regulation Update -- Thursday December 5

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December 4, 2024- The U.S. House Committee on Financial Services held a hearing entitled “Innovation Revolution: How Technology is Shaping the Future of Finance.”...more

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Daily Financial Regulation Update -- Wednesday December 4

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December 3, 2024 - The Consumer Financial Protection Bureau proposed a rule addressing data brokers that sell Americans' sensitive personal and financial information....more

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Daily Financial Regulation Update -- Tuesday December 3

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December 2, 2024 - Ahead of a hearing to examine how technology is shaping the future of finance, the Chairman of the House Financial Services Committee, Patrick McHenry (NC-10), and Ranking Member Maxine Waters (CA-43)...more

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Daily Financial Regulation Update -- Wednesday November 27

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November 26, 2024 - The Federal Reserve on Tuesday released the minutes of the Federal Open Market Committee meeting that was held on November 6–7, 2024. November 26, 2024 - The Federal Reserve Board published a working...more

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Daily Financial Regulation Update -- Monday November 25

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November 22, 2024- The Federal Reserve announced additional information about the periodic review of its monetary policy strategy, tools, and communications—the framework it uses to pursue its congressionally-assigned...more

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Daily Financial Regulation Update -- Thursday November 21

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November 20, 2024 - The U.S. House Committee on Financial Services held a hearing entitled, “Oversight of Prudential Regulators.” The Committee heard testimony from: The Honorable Michael Barr, Vice Chairman for...more

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Daily Financial Regulation Update -- Wednesday November 13

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November 12, 2024 - The Federal Reserve Board published the results of the Senior Loan Officer Opinion Survey on Bank Lending Practices for October 2024. November 12, 2024- The Federal Reserve Board published a working...more

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Daily Financial Regulation Update -- Friday November 1

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October 31, 2024- Members of the U.S. House Committee on Financial Services sent a letter to federal banking regulators at the Federal Reserve Board (FRB), Office of the Comptroller of the Currency (OCC), and Federal...more

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Daily Financial Regulation Update -- Thursday October 17

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October 16, 2024 - New York State Department of Financial Services (DFS) issued new guidance to assist regulated entities in addressing and combating cybersecurity risks arising from artificial intelligence....more

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Daily Financial Regulation Update -- Wednesday October 16

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October 15, 2024 - The Federal Reserve Board released the minutes from its recent meetings to review and determine the discount rates provided to depository institutions through the discount window. The minutes cover the...more

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Daily Financial Regulation Update -- Wednesday October 9

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October 8, 2024- Federal Reserve Board Governor Adriana D. Kugler gave a speech entitled “The Global Fight Against Inflation,” at the Conference on Monetary Policy 2024: Bridging Science and Practice, European Central...more

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Daily Financial Regulation Update -- Thursday October 3

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October 2, 2024- The Federal Deposit Insurance Corporation, the Federal Reserve Board, the National Credit Union Administration, the Office of the Comptroller of the Currency, and state financial regulators, issued a...more

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