Banking Sector, Depository Institutions, Acquisitions

Regulatory Process for Forming or Acquiring a Depository Institution

Goodwin on 5/13/2025

This third installment in our series of insights on bank charter considerations describes the process for seeking regulatory approval to form or acquire a bank....more

Consequences of Forming or Acquiring a Depository Institution

Goodwin on 5/7/2025

This second installment in a series of insights on bank charter considerations describes the consequences of operating through an insured depository institution charter, including capital requirements, supervision and...more

FDIC Proposes Amendments to Its Change in Bank Control Act Regulations

Latham & Watkins LLP on 8/9/2024

The proposal would establish stricter oversight of certain transactions and responds to concerns that large asset managers may be exerting influence on FDIC-supervised institutions. On July 30, 2024, the Board of...more

Silicon Valley Bank UK Limited – Sale to HSBC UK Regulatory Considerations

White & Case LLP on 3/14/2023

On Monday March 13, 2023, the Bank of England announced that Silicon Valley Bank UK Limited has been sold to HSBC UK Bank Plc. The situation remains fluid, and the following Q&A reflects our understanding as of Monday...more

Fed Proposes Guidelines for Access to Master Accounts and Payment Services

Goodwin on 5/7/2021

In This Issue. The Board of Governors of the Federal Reserve System (Federal Reserve), in response to an increased number of inquiries and access requests from companies with fintech and other narrow purpose charters, invited...more

Volcker Rule Impact When Crossing $10 Billion

BCLP on 1/15/2019

Under the Economic Growth, Regulatory Reform and Consumer Protection Act, depository institutions and their holding companies with less than $10 billion in assets are excluded from the prohibitions of the Volcker Rule....more