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Basel III Mortgages Regulatory Oversight

A&O Shearman

UK PRA publishes discussion paper on proposed reforms to IRB approach for residential mortgages

A&O Shearman on

The UK Prudential Regulation Authority (PRA) has published discussion paper DP1/25 inviting views on potential reforms to the internal ratings based (IRB) approach to credit risk for residential mortgage exposures. The PRA...more

Ballard Spahr LLP

Treasury report on U.S. financial system recommends extensive mortgage lending reforms

Ballard Spahr LLP on

The U.S. Treasury Department recently issued a report titled “A Financial System That Creates Economic Opportunities-Banks and Credit Unions.”  In addition to recommended changes for the CFPB, the report devotes substantial...more

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