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Car Dealerships › Consumer Financial Protection Bureau (CFPB) › Credit Reports

Hudson Cook, LLP

CFPB's Consumer Response Annual Report for 2024 Analyzes Increased Consumer Complaints

Hudson Cook, LLP on

The Consumer Financial Protection Bureau recently delivered its Consumer Response Annual Report for 2024, as required by the Dodd-Frank Wall Street Reform and Consumer Protection Act. The report includes analyses of...more

Hudson Cook, LLP

Is it time to "tune up" your compliance with the Fair Credit Reporting Act ("FCRA")?

Hudson Cook, LLP on

In September 2021, the FTC approved technical changes to five regulations implementing the Fair Credit Reporting Act. Under the Dodd-Frank Act, the CFPB may not exercise any rulemaking, supervisory, enforcement or any...more

Alston & Bird

FTC Seeks Comment on Proposed Changes to FCRA Rules for Motor Vehicle Dealers

Alston & Bird on

A&B ABstract: The FTC is seeking public comment on proposed changes to five FCRA rules aimed at clarifying that these rules, as promulgated by the FTC, apply only to motor vehicle dealers, as equivalent rules promulgated by...more

Baker Donelson

Looking Ahead: What the Auto Lending Industry Can Expect from the CFPB in 2016

Baker Donelson on

The CFPB's critics are getting louder, arbitration clauses are spending some time on the chopping block and credit reporting continues to garner more and more attention. These are all things we can expect to focus on this...more

Ballard Spahr LLP

Furnishers Beware – CFPB Signals That Civil Penalties May Be Appropriate Even Without Any Actual Consumer Injury

Ballard Spahr LLP on

Yesterday, the CFPB announced a consent order with First Investors Financial Services Group, Inc., an auto finance company that both makes loans to consumers and purchases retail installment sale contracts from auto dealers....more

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