Commercial General Liability Policies, Additional Insured Endorsements, Construction Industry

August 2025 New York Insurance Coverage Law Update

Rivkin Radler LLP on 9/3/2025

Northern District Finds Modified Employer’s Liability Exclusion In Policy Ambiguous - The general contractor for a construction project hired DJ Heating & Cooling to perform HVAC work at the project and Rocker II Drywall...more

Beware of Blanket Additional Insured Endorsements That Require Contractual Privity

Neal, Gerber & Eisenberg LLP on 4/19/2018

New York High Court Finds No Additional Insured Coverage In Absence of Contractual Privity With Named Insured - It is a common practice in the insurance industry for a project owner to require the general contractor to...more

Additional Insured Status: Playing The Speak-Out Game On A Construction Project

Buchalter on 2/21/2018

Last weekend we played Speak-Out: Kids versus Parents, a game where you use a plastic thingy to obstruct your speech capabilities. The winning team is the one that guesses the most phrases. Reading and understanding an...more

Finally, a happy Additional Insured!

Butler Snow LLP on 12/4/2017

We have noted, again and again, examples of disappointed Additional Insureds. Today we report that at least one Additional Insured has left the Courthouse smiling. It was, however, to paraphrase Wellington, a near-run...more

Insurance Coverage for Property Damage Caused by Defective Workmanship

Troutman Pepper Locke on 5/2/2017

One of the principal points of contention between insurers and insureds is whether defective construction work is, or can be, an occurrence, thereby triggering coverage. Originally published in ConsensusDocs (Vol. 3,...more

“Contractor?” I Do Not Think That Employers’ Liability Exclusion Means What You Think It Means

Carlton Fields on 11/2/2015

Over the summer, this blog reported on how the Supreme Court of Pennsylvania managed to parse an employer’s liability exclusion to find that it did not exclude claims by employees of additional insureds. As the leaves started...more

Fourth Circuit: If You Want to Limit Additional Insured Coverage to Vicarious Liability, You Should Say So

Carlton Fields on 7/20/2015

In Capital City Real Estate, LLC v. Certain Underwriters at Lloyd’s, London, No. 14-1239 (4th Cir. June 10, 2015), the Fourth Circuit Court ruled that a Maryland federal court erred in granting summary judgment to Certain...more

Commercial General Liability Policies › Additional Insured Endorsements › Construction Industry