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Commercial Insurance Policies Liability Insurance Policy Terms

Pillsbury - Policyholder Pulse blog

The Hidden Risks of “Per-Occurrence” Self-Insured Retentions in CGL Coverage

General and products liability policies are a cornerstone of risk management for businesses, providing protection against alleged liability because of bodily injury, property damage, and personal or advertising injury claims....more

Foley Hoag LLP

Related Claims Provisions in Claims-Made Liability Policies: The Policy Wording Matters!

Foley Hoag LLP on

Liability insurance policies are typically written on either an “occurrence” basis or a “claims made” basis. Under an occurrence-basis policy, the liability will be covered if the injury or damage occurred during the policy...more

Ervin Cohen & Jessup LLP

Are Consumer Protection or False Advertising Claims Covered By Insurance?

​​​​​​​Whether consumer protec­tion or false advertising claims are covered by insurance depends on the kind of insurance policies in play. For ex­ample, coverage for such claims under a CGL policy is unlikely be­cause an...more

Troutman Pepper Locke

New York Clarifies Provisions Allowing for Policies Under One Year

Troutman Pepper Locke on

Governor Kathy Hochul signed a bill that clarified the provisions recently allowing for commercial risk policies of less than one year under New York Insurance Law Section 3426. The original amendments, enacted in December...more

Woodruff Sawyer

What Does a Billion-Dollar Verdict Mean for Casualty Insurance Buyers?

Woodruff Sawyer on

Frequency of severity is back. Insurance buyers need to approach excess casualty renewals carefully to mitigate for loss trends and take advantage of a changing insurance market....more

Ervin Cohen & Jessup LLP

Liability Insurance Coverage: Basic Principles

Ervin Cohen & Jessup LLP on

There are certain core principles that must be applied in analyzing coverage under a liability insurance policy. This two-part article sets out those principles. It also explores some counter-intuitive situations in which...more

Robins Kaplan LLP

Will NFL Sports Weather The COVID-19 Crisis? An Analysis Of Event Cancellation Insurance

Robins Kaplan LLP on

Cardboard Cutouts And Pandemic Exclusions—amidst COVID-19, The Market Is Adjusting And Carefully Reviewing Event Cancellation Policies In The Sports Industry....more

Morgan Lewis

Business Interruption Coverage and the COVID-19 Pandemic

Morgan Lewis on

The coronavirus (COVID-19) pandemic is historic, fast-moving, and constantly evolving. While the most immediate concerns involve the public health and restoring business operations to normalcy, certain steps may be necessary...more

Morgan Lewis

Maximizing Insurance Assets for Business Losses Relating to Coronavirus (COVID-19)

Morgan Lewis on

With significant business disruptions occurring as a result of coronavirus (COVID-19), companies should consider how insurance coverage, including business interruption, supply chain, and event cancellation coverage, can help...more

Hogan Lovells

Fever in the morning, Cover all through the night: Insurance and planning for the effect Coronavirus on business

Hogan Lovells on

COVID-19 has already had a significant economic impact, which is likely to increase as Wuhan- and Italy-style lockdowns of large regions are implemented in other areas across the globe....more

Holland & Knight LLP

Corporate Jet Insurance and Liability Issues

Holland & Knight LLP on

• The cost to insure a corporate jet is often the cheapest direct cost of owning a corporate jet, but if anything goes wrong, it is the one thing that is most heavily relied upon by the owner. • Insurance is not a wasted...more

Robinson+Cole Data Privacy + Security Insider

The Tricky World of Cyberliability Insurance

2018 was the year of hearing from clients that they are convinced that they “have cyberliability insurance” to finding out that they really don’t have the coverage that they need for the most common cyber risks....more

Lowndes

Don’t Expect Commercial General Liability Insurance Policies to Protect Against Cyber Breach or Crime

Lowndes on

Almost a year after Middle District Judge Mary Scriven’s instructive decision in Innovak Int’l, Inc. v. Hanover Ins. Co. in which she declined to hold that a traditional commercial general liability (CGL) policy, as drafted,...more

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