News & Analysis as of

Credit Financial Conduct Authority (FCA)

Hogan Lovells

BNPL: Buy Now, Regulate in 2026 - FCA publishes proposals

Hogan Lovells on

Key takeaways The FCA has published details of the ‘proportionate’, ‘flexible’ and outcomes-focused conduct regime it is proposing for newly regulated BNPL agreements. These include a pragmatic approach to documentation and a...more

A&O Shearman

CRT Transactions in the EU, U.K. and the United States

A&O Shearman on

In this bulletin, we consider the current state of the EU, U.K. and U.S. markets for credit risk transfer (“CRT”) transactions, with a particular focus on the fund finance market. For a more in-depth introduction to this...more

Hogan Lovells

Woolard Review sets out vision for unsecured credit: now over to the FCA to make it happen

Hogan Lovells on

The Woolard Review team has acted swiftly in publishing their recommendations to the FCA, publishing their findings just over two months after the initial Call for Input closed. The Review contains a number of recommendations...more

Hogan Lovells

Consumer finance regulatory news, October 2020

Hogan Lovells on

COVID-19: additional FCA finalised guidance on consumer credit and overdrafts - Following a short consultation, on 30 September 2020, the UK Financial Conduct Authority (FCA) published finalised guidance setting out...more

Hogan Lovells

Consumer finance regulatory news, September 2020 # 2

Hogan Lovells on

COVID-19: FCA finalised guidance for mortgage firms - On 14 September 2020, the UK Financial Conduct Authority (FCA) published finalised guidance containing additional guidance for mortgage firms in light of COVID-19....more

Hogan Lovells

Consumer finance regulatory news, July 2020

Hogan Lovells on

Recent regulatory developments of interest to financial institutions with focus on consumer finance. Includes further COVID-19 support for customers, an FCA update on bank overdraft pricing decisions, and more....more

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