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Debt Management Companies

Shipkevich PLLC

Colorado Regulatory Alert: Amendments to Colorado Debt-Management Services Act Affecting Permissible Fees

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The Colorado Uniform Debt Management Services Act (DMSA) regulates companies that offer and provide debt management services to Colorado residents. Under Colorado law, debt management services providers include providers of...more

Orrick, Herrington & Sutcliffe LLP

Colorado extends and amends law for debt-management service providers

On May 22, the Governor of Colorado approved HB 1251 (the “Act”) which will extend the regulation of debt-management service providers through September 1, 2035 (without legislative action, the relevant law would have been...more

Ballard Spahr LLP

Debt Management Company to Pay $110k in Refunds to Customers under Agreement with Colorado Attorney General’s Office

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Colorado Attorney General Phil Weiser announced a recent agreement between Florida-based debt management company Touchstone Partners, Inc. and the Colorado Department of Law in resolution of Touchstone’s violations of the...more

Troutman Pepper Locke

Colorado AG Settles With Debt Management Company Over Failure to Provide Customers With Signed Agreements

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On November 3, Colorado Attorney General (AG) Phil Weiser announced that his office reached a settlement with Touchstone Partners, Inc. (Touchstone), a noted debt management company. The AG’s allegations were that Touchstone...more

Ballard Spahr LLP

CFPB files lawsuit against finance companies alleging UDAAP violations arising from “loan churning” practices

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The CFPB has filed a lawsuit in a South Carolina federal district court against Heights Finance Holding Co. f/k/a Southern Management Corporation and a group of its wholly-owned, state-licensed subsidiaries (collectively,...more

Goodwin

Colorado Attorney General Reaches Settlement with Affiliated Lender and Debt Management Company

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​On December 14, 2022, the Colorado Attorney General (AG) announced ​that it entered into a consent order​ with a California-based debt management company and its sister lending company, resolving the AG’s examination...more

Shipkevich PLLC

CFPB Issues Proposed Rule Imposing Reporting Requirements on Certain Non-Bank Entities: Possible Implications for Money...

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On December 12, 2022, the Consumer Financial Protection Bureau (CFPB) issued a proposed rule pursuant to its authority under the Consumer Financial Protection Act of 2010 (CFPA). This rule would require certain non-bank...more

Goodwin

SEC Issues No-Action Relief On Registered Funds’ Custody Of Loan Interests

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In this Issue. The U.S. Securities and Exchange Commission (SEC) was very active this week, having (i) issued no-action relief allowing registered funds to engage in self-custody of interests in loans that are originated,...more

Goodwin

Delaware AG Files Lawsuit Against Debt-Management Services Company

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On February 8, 2021, the Delaware Attorney General (Delaware AG) announced that it filed an administrative lawsuit against a California-based debt-management services company for allegedly violating the Delaware Uniform...more

Ballard Spahr LLP

Google updates financial products and services policy to restrict advertising of debt relief services

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Google has updated its financial products and services policy to restrict the advertisement of debt settlement, debt management services, and credit repair services....more

Ballard Spahr LLP

Colorado Attorney General Bans Financial Services Companies from State for Alleged Conflict of Interest

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The Colorado Attorney General reached a $175,263 settlement with a lender and a debt management company that are owned and operated by the same individuals. The Colorado Attorney General alleged the companies violated...more

Cozen O'Connor

The State AG Report Weekly Update August 2019 #4

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2020 AG Elections- Democrat Karen Tallian Announces Bid for Indiana Attorney General- State Senator Karen Tallian, a Democrat, has announced her candidacy for Indiana AG in 2020. Senator Tallian has served in the state...more

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