EU, Payment Systems Regulator (PSR)

European Union › Payment Systems Regulator (PSR)

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The European Union is an economic and political partnership comprised of 27 nations within the Eurozone. The EU was established in 1948 to promote stability and cooperation among member states in the aftermath of WWII. The EU maintains a common currency as well as several intranational institutions, including the European Parliament and the European Commission. less -

PSD3 Impacts - September 2025

Hogan Lovells on 9/5/2025

1. Introduction - Given the sea change of PSD2, one might expect the prospect of the proposed PSD3 and PSR to have PSPs groaning at the thought of yet more root and branch reg change projects. However, whilst the proposals...more

Payments: European Court of Justice (ECJ) rules on PSP liability for unauthorised transactions and late PSU notification

Hogan Lovells on 8/28/2025

The ECJ has confirmed that a payment service user (PSU) is deprived of the right to reimbursement for an unauthorised transaction under PSD1 if: they fail to notify without undue delay upon becoming aware of it; or...more

Banking Bites - June 2022

BCLP on 6/21/2022

New High Court case considers nature and scope of the Quincecare duty - In June, the Court of Appeal expanded the scope of a bank’s duty of care to protect its customers from fraud to encompass instructions by those other...more

Card-acquiring services: PSR to work on increasing searching and switching of majority of merchants

Hogan Lovells on 11/10/2021

Due to its concerns that card-acquiring services might not be offering value for money for merchants, the PSR decided to conduct a comprehensive review of the card-acquiring sector focussing on the impact of competition and...more

Regulation Round Up - September 2021

Proskauer Rose LLP on 10/6/2021

Welcome to the Regulation Round Up, a regular bulletin highlighting the latest developments in UK and EU financial services regulation. ...more

Payments regulatory news, March 2021 # 4

Hogan Lovells on 3/29/2021

PSR annual plan and budget for 2021/22 - The Payment Systems Regulator (PSR) has published its annual plan and budget for 2020/21, together with an accompanying factsheet. The plan sets out a summary of the PSR's key aims...more

Payments regulatory news, March 2021

Hogan Lovells on 3/1/2021

SEPA direct debit schemes: EPC guidelines for appearance of mandates - The European Payments Council (EPC) has published revised guidelines on the appearance of mandates for the Single Euro Payments Area (SEPA) Direct Debit...more

The European Commission starts two new studies into the mobile payment sector

White & Case LLP on 10/31/2020

The mobile payments sector is on regulatory tenterhooks following the increase in the use of mobile wallets and the entry of new competitors, including tech companies, in the sector. The European Commission ("EC") just...more

Payments regulatory news, July 2020

Hogan Lovells on 7/9/2020

Recent regulatory developments include the UK FCA/PSR update on mapping and an EU Commission review report on the Interchange Fee Regulation....more

Payments regulatory news, June 2020 #2

Hogan Lovells on 6/23/2020

Access to cash: FCA and PSR joint approach - The UK Financial Conduct Authority (FCA) and the Payment Systems Regulator (PSR) have published a statement on their approach on access to cash. The statement includes a summary...more

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European Union › Payment Systems Regulator (PSR)

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