News & Analysis as of September 2, 2025

Open Banking

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The European Union is an economic and political partnership comprised of 27 nations within the Eurozone. The EU was established in 1948 to promote stability and cooperation among member states in the aftermath of WWII. The EU maintains a common currency as well as several intranational institutions, including the European Parliament and the European Commission. less -

The case for payment regulations in the Crown Dependencies

Walkers on 9/2/2025

Payments was historically a hidden component of financial services only fully understood by specialists. In the last 20 years, however, it has become a strategic differentiator not just between banks but also between...more

Pay.UK Releases Paper on Protections in Consumer-to-Business Payments

Latham & Watkins LLP on 12/22/2020

The paper identifies potential gaps in protections for consumers, with a focus on consumer-to-business payments via the Faster Payments System. In November, Pay.UK, the retail payments authority, released a summary paper...more

PSD2 Open Banking update and operational issues with regulators’ registers

BCLP on 12/11/2019

The open banking requirements under the Payment Services Directive (EU) 2015/2366 (“PSD2”) are now in force, under which an account servicing payment service provider (“ASPSP”) must grant an authorised third party service...more

FS Regulators’ Business Plans: Infographic Timeline and Summary

BCLP on 4/24/2019

Click here for an infographic timeline summarising the FCA, PRA and PSR business plans for 2019/20, together with key EU and UK financial services developments. The Financial Conduct Authority published its business plan on...more

What is Open Banking, and What are its Implications?

BCLP on 4/4/2019

This post is the first in a series discussing open banking, its implementations, and its implications. “Open banking” is a phrase that has been coined to capture a current theme in financial sector innovation – one that...more

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