Financial Conduct Authority (FCA), Proposed Rules, Consumer Financial Products

UK House of Lords Committee's Concerns in Relation to Motor Finance Redress Proposals

A&O Shearman on 8/20/2025

The UK's House of Lords Financial Services Regulation Committee (the Committee) published its letter to the FCA, expressing concern and requests for further information in relation to the FCA's motor finance redress...more

UK FCA consults on BNPL rules for 15 July 2026

A&O Shearman on 8/6/2025

The UK Financial Conduct Authority (FCA) has published consultation paper CP25/23, alongside a press release and new webpage, setting out its proposed rules for regulating Deferred Payment Credit (DPC), commonly known as Buy...more

BNPL: Buy Now, Regulate in 2026 - FCA publishes proposals

Hogan Lovells on 7/21/2025

Key takeaways The FCA has published details of the ‘proportionate’, ‘flexible’ and outcomes-focused conduct regime it is proposing for newly regulated BNPL agreements. These include a pragmatic approach to documentation and a...more

HMT consults on Consumer Credit Act Reform – Phase 1

A&O Shearman on 5/28/2025

HM Treasury (HMT) has published Phase 1 of its two-part consultation on reforming the Consumer Credit Act 1974 (CCA), accompanied by an updated webpage. The proposals aim to modernise the CCA to better align with new...more

FCA consults on further proposals to support Consumer Composite Investments regime

A&O Shearman on 4/24/2025

The UK Financial Conduct Authority (FCA) has published a consultation paper together with a related press release and webpage setting out further proposals on product information for Consumer Composite Investments (CCIs). The...more

UK FCA engagement paper on contactless payments limits

A&O Shearman on 3/25/2025

The UK Financial Conduct Authority (FCA) has published an engagement paper which seeks views on increasing or removing the current £100 contactless limit, giving payment service providers (PSPs), consumers and businesses...more