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Insurance Regulations

Skadden, Arps, Slate, Meagher & Flom LLP

The Standard Formula: Encyclopaedia of Prudential Solvency – Chapter 7: The Prudential Solvency Regime of China

This chapter of the Encyclopaedia of Prudential Solvency examines the prudential solvency regime in China. This chapter explores the historical context to China’s (re)insurance framework, which is key to understanding its...more

Ballard Spahr LLP

Court Upholds Arkansas Pharmacy Benefit Management (PBM) Reporting Requirements

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A recent federal district court decision has upheld an Arkansas Insurance Department rule that requires health benefit plans to submit certain pharmacy compensation information to the Department....more

Orrick, Herrington & Sutcliffe LLP

California enacts law requiring interest on hazard insurance proceeds

On August 29, California enacted AB 493, which mandates that financial institutions holding hazard insurance proceeds in a loss draft account — while property repairs are pending — pay at least 2 percent simple annual...more

Carlton Fields

Pennsylvania District Court Denies Mortgagee’s Late Suit Against Homeowner’s Insurer as Barred by Policy’s Limitations Clause

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The U.S. District Court for the Middle District of Pennsylvania recently granted summary judgment in an insurance coverage dispute between intervenor LoanDepot.com LLC and Allstate Insurance Co., holding that LoanDepot’s suit...more

Rivkin Radler LLP

NY Insurer Fined $250,000 for Mental Health “Ghost Network”

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The New York Attorney General’s office recently announced an agreement with MVP Health Care under which the insurer will pay $250,000 in penalties, fees, and costs to the state for maintaining an inaccurate mental health...more

Bradley Arant Boult Cummings LLP

Maryland High Court Ruling Clarifies Claim Assignment

A policyholder's ability to assign its rights to insurance proceeds can be an effective tool of risk mitigation. However, insurance policies often incorporate assignment clauses, which require policyholders to obtain their...more

Winstead PC

Colorado American Dream Act: Condominium Construction Defect Procedures

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Colorado’s housing shortage—particularly in the for-sale condominium market—has been driven in part by the high cost and unpredictability of construction defect litigation. In 2025, the General Assembly enacted House Bill...more

Gray Reed

Texas Capitol Report: New Legislation Takes Effect

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The 89th Texas Legislative Session brought forward a series of new laws, including those that took effect on September 1. These changes directly impact how businesses across industries operate, from compliance requirements to...more

Hogan Lovells

UK Insurance Horizon Scanner – September 2025

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A snapshot of key market and regulatory developments expected to impact the UK insurance sector between now and the end of the year. ...more

Mayer Brown

FAQs - UK Regulatory Approvals for Insurance M&A

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As the pace of M&A activity in the UK insurance and re-insurance sector increases, it is important for prospective overseas buyers to understand the process for obtaining approvals from the UK regulators; the Prudential...more

Pillsbury - Policyholder Pulse blog

The Hidden Risks of “Per-Occurrence” Self-Insured Retentions in CGL Coverage

General and products liability policies are a cornerstone of risk management for businesses, providing protection against alleged liability because of bodily injury, property damage, and personal or advertising injury claims....more

DLA Piper

AI in Insurance: Acceleration Meets Accountability

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We are living through the most dynamic regulatory and commercial moment for artificial intelligence since the advent of cloud computing. Contract standards and supervisory expectations are being shaped in real time, propelled...more

Carlton Fields

NAIC Working Group Begins Sculpting a Framework to Assess Third-Party Data and Models

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After taking a brief hiatus since the 2024 Fall National Meeting, the National Association of Insurance Commissioners’ Third-Party Data and Models (H) Working Group began shaping its focus. Based on a regulatory survey of...more

Troutman Pepper Locke

New York Legislators Investigate Residential Property Insurance

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In a press release published August 25, New York Senators James Skoufis, Jamaal Bailey, and Brian Kavanagh announced a joint investigation into residential property insurance. The purpose of the investigation is “to identify...more

Mayer Brown

Innovation, Cybersecurity, and Technology (H) Committee

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On August 13, 2025, the Innovation, Cybersecurity, and Technology (H) Committee (“H Committee”) of the US National Association of Insurance Commissioners (“NAIC”) met at the NAIC’s Summer 2025 National Meeting in Minneapolis,...more

Mayer Brown

Climate and Resiliency (EX) Task Force

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The Climate and Resiliency (EX) Task Force (“CRTF”) of the US National Association of Insurance Commissioners (“NAIC”) met on August 11, 2025 at the NAIC’s Summer 2025 National Meeting in Minneapolis, Minnesota. In addition...more

Cozen O'Connor

NY AG Puts Mental Health Ghost Network to Rest

Cozen O'Connor on

New York AG Letitia James has announced an agreement with MVP Health Plan (MVP) following an investigation that found systemic problems with the insurer’s mental health provider network. The investigation revealed that MVP’s...more

Segal McCambridge

Can an Insurer’s Defense of Non-Consent to the Insured’s Participation in the Florida Statutes Chapter 558 Process Be Waived?

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As construction claims continue to multiply in Florida’s prolific housing development scene, a question has continued to arise: Is a liability carrier obligated to defend an insured contractor where there has been no lawsuit...more

Troutman Pepper Locke

Colorado Division of Insurance Expands AI Governance and Framework Regulation to Private Passenger Auto and Health Benefit Plan...

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On August 20, 2025, the Colorado Division of Insurance (Division) amended Regulation 10-1-1 to expand its existing limited applicability to insurers offering individual life insurance to apply to insurers offering private...more

Skadden, Arps, Slate, Meagher & Flom LLP

The Standard Formula: Encyclopaedia of Prudential Solvency – Chapter 6: Prudential Solvency Regimes in the US

This chapter of The Encyclopaedia of Prudential Solvency discusses the prudential solvency regime in the United States. The US regulatory framework is defined by its state-based approach, whereby each state’s department of...more

Carlton Fields

NAIC Working Group Paints a Picture of Insurer Oversight Expectations

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On August 7, 2025, the National Association of Insurance Commissioners’ Annuity Suitability (A) Working Group released draft safe harbor regulatory guidance that paints a clearer picture of how insurers should oversee third...more

Warner Norcross + Judd

Reminder: Insurance Agents/Brokers Are Required to Notify the State of Criminal Prosecutions or Administrative Proceedings

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Michigan’s Department of Insurance and Financial Services (DIFS) requires insurance producers (individual agents/brokers and business agencies, collectively, “Insurance Producers”) to provide notice of certain criminal or...more

Buchalter

Real Advantage Title Insurance Company Is Insolvent: Next Steps And A Learning Moment

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August 26, 2025|Client Alerts By John L. Hosack, Jason E. Goldstein California Insurance Commissioner Files Petition in the Superior Court to have him appointed as the Conservator of Real Advantage Title Insurance Company...more

Bennett Jones LLP

Ontario Introduces Pilot Project for Automated Commercial Motor Vehicles | Bennett Jones

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Ontario has launched a 10-year pilot program, running from August 1, 2025 to August 1, 2035, to evaluate the use of automated commercial motor vehicles (ACMVs) on Ontario's roads....more

Cozen O'Connor

Illinois Insights: An update from Cozen O'Connor (8/25)

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Trump's threat to deploy troops to Chicago draws criticism from city and state officials - “Illinois Gov. JB Pritzker, who plans to hold a news conference Monday afternoon about Trump’s threats, blasted the president’s...more

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