Loans, Capital Requirements, Financial Institutions

EBA final guidelines on ADC exposures to residential property under CRR

A&O Shearman on 7/14/2025

The European Banking Authority (EBA) has issued its final guidelines, accompanied by a press release, on the treatment of acquisition, development and construction (ADC) exposures to residential property under Article 126a of...more

Legislation Introduced in the House Aims to Support New and Rural Banks by Easing Regulatory Requirements

Troutman Pepper Locke on 2/27/2025

On January 16, U.S. Representative Andy Barr (R-KY) introduced H.R. 478, the “Promoting New Bank Formation Act,” which was referred to the Committee on Financial Services. This bill aims to support the establishment and...more

How Regulation W Affects Subscription Credit Facilities

Mayer Brown on 1/8/2025

EXECUTIVE SUMMARY - Section 23A of the Federal Reserve Act and its implementing regulation, Regulation W, impose restrictions on banks concerning “covered transactions” with their affiliates. With the increasing...more

Basel Endgame Resource Center

Mayer Brown Free Writings + Perspectives on 9/11/2023

The US federal banking regulators recently proposed extensive revisions to the regulatory capital requirements, referred to as the Basel Endgame. The July and August proposals – targeted at banks with $100 billion (or more)...more

Residential Mortgage Loans: Capital Relief Through Synthetic Securitization

Mayer Brown on 5/5/2023

Banking organizations looking to reduce the amount of risk-based regulatory capital required to support residential mortgage loan portfolios can use synthetic securitization to convert the capital treatment of their exposures...more

Orrick's Financial Industry Week In Review

Orrick, Herrington & Sutcliffe LLP on 12/16/2016

Financial Industry Developments - CTFC Approves Re-Proposal of Position Limits Regulation - On December 5, 2016, the U.S. Commodity Futures Trading Commission ("CFTC") unanimously approved to re-propose rules that...more